BPCE_PILLAR_III_2017

CREDIT RISK Detailed quantitative disclosures

12/31/2016

Gross carrying values of

Non-defaulted exposures

Specific credit risk adjustment

Defaulted exposures

Net values

in millions of euros Food & Beverage

1,063 1,643 1,734 1,018

12,627 17,307 28,583

560 680 747 606 240 163 521 449 659 266 193 319 267 105

13,130 18,270 29,570

Construction Real estate

Tourism – Hotels– Catering

9,439

9,852

Pharma – Healthcare

505 407

25,142

25,407

Communication

7,426

7,670

Services

1,035

21,960 13,693 10,792 27,425

22,474 14,039 11,162 28,120

Distribution – Trade Consumer goods

795

5

1,029

Energy

960 295 586 570 213 107

Technology

5,540

5,642

Electricaland mechanical construction

12,208

12,475

Staple industries

9,046 7,567

9,349 7,674

Utilities

Administration

248,099 56,263 20,710 16,574 71,384 13,052 320,382 41,114 996,332

68

248,138 57,019 21,246 17,212 72,868 13,041 325,474 40,991

Finance insurance

1,762 1,137

1,007

Holding companiesand diversified

601 293 918

Transportation

932

Real estate leasing

2,402

Internationalcommodities trade

9

20

Individualcustomers

8,728 1,064

3,636 1,186

Other

TOTAL

27,994

13,504

1,010,822

107

Risk Report Pillar III 2017