BPCE_PILLAR_III_2017
5 CREDIT RISK
Detailed quantitative disclosures
TABLE 32 – CREDIT QUALITY OF EXPOSURES BY INDUSTRY ➡
12/31/2017
Gross carrying values of
Non-defaulted exposures
Specific credit risk adjustment
Defaulted exposures
Net values
in millions of euros Food & Beverage
1,010 1,553 2,197 1,019
14,884 17,190 47,373 10,304 27,151
608 660 984 574 168 143 484 798 428 341 121 350 193
15,285 18,082 48,586 10,748 27,317
Construction Real estate
Tourism – Hotels– Catering
Pharma – Healthcare
334 352 779 670 880 215 648 491 289 192
Communication
7,771
7,980
Services
17,247 23,637
17,541 24,451
Distribution – Trade Consumer goods
1,612
9,477
9,719
Energy
28,930
29,469
Technology
8,039
8,133
Electricaland mechanical construction
12,660
12,957
Staple industries
8,233
8,530
Utilities
38,434 238,810 65,537 13,188 14,266 44,832 11,760 340,239 35,086
92 83
38,631 238,919 66,175 13,440 14,721 45,955 11,773 345,139 34,880
Administration
Finance/Insurance
1,601
963 368 211 838
Holding companiesand diversified
621 666
Transportation
Real estate leasing
1,960
Internationalcommodities trade
38
25
Individualcustomers
8,460
3,560
Other
773
979
TOTAL 1,048,431 Note: Livret A passbooksavings accountexposures,reservesand deferred tax assets fall into the“Administration”category.All individual retail exposures fall into the“Individual customers” category. 26,359 1,035,045 12,972
106
Risk Report Pillar III 2017
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