BPCE - 2020 Universal Registration Document

NON-FINANCIAL PERFORMANCE STATEMENT

SUPPORTING THE ENERGY, ECOLOGICAL AND SOCIAL TRANSITION IN LOCAL REGIONS

HIGHLIGHT: SUSTAINABLE AMBITION In 2020, Natixis launched the first 100% sustainable Banque Populaire et Caisse d’Epargne campaign, (Sustainable Ambition), combining a green bond and theWater & Ocean index developed in 2019. The Green Bond aims to finance green buildings and is directed towards loans originated by Groupe BPCE entities (development of new buildings or acquisition of existing buildings, renovation or improvement of energyefficiency). The Euronext Water & Ocean Europe Index 40 is composed of 40 European companies selected for their contribution to the preservation of water resources and the oceans (equipment and services contributing to the resolution of water-related problems, reduction of pressure on water resources, managemenotf water pollution risks).

Ambition durable

Supporting our customers in the energy, ecological and social 2.3.2 transition

The main challenge for a bank of Groupe BPCE’s size is to be able to incorporate environmental issues into its customer relations. This is reflected in the definition ofive action pillars: the development of a differentiating product and service • offering; developing expertise, through training and partnerships; • the establishment of an organization to support the • development of green markets, with development plans in each of the priority markets, and a coordinated network;

an investment in data and management, in service of • development; enhanced communication to promote the approach to • customers and other stakeholders. These pillars serve the identified channels and customer segments:

MATURE ACTIVITIES WITH POTENTIAL

Energy efficiency in buildings

Renewable energy

Sustainable farming

Low carbon mobility

CROSS SECTOR ACTIVITIES

Energy management, storage and transport

Blue growth

Recycling and reuse

Biodiversity

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UNIVERSAL REGISTRATION DOCUMENT 2020 | GROUPE BPCE

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