BPCE - 2020 Universal Registration Document

ADDITIONAL INFORMATION

CROSS-REFERENCE TABLE FOR THE ANNUAL FINANCIAL REPORT AND THE MANAGEMENT REPORT

Cross-reference table for the annual financial 8.4 report and the management report

Cross-reference table for the annual financial report

In order to facilitate the reading of this document, the cross-reference table below makes it possible to identify, in this universal registration document, the information that constitutes the annual financial report to be published by listed companies in accordance with Articles L. 451-1-2 of the French Monetary and Financial Code and 222-3 of the French Financial Markets Authority General Regulation.

Required Items

Chapter/Pages

Annual accounts

Chapter 5/p. 530-573

Chapter 5/p. 239-380; 389-515

Consolidated financial statements

Management report (minimum information within the meaning of Article 222-3 of the French Financial Markets Authority (AMF) General Regulation)

See cross-reference table for the management report on p. 743

Declaration by the persons responsible for the annual financial report

Chapter 8/p. 734

Statutory Auditors’ reports on the parent company and consolidated financial statements

Chapter 5/p. 381-388; 516-522; 574-577

Cross-reference table for the management report

To facilitate the reading of this document, the cross-reference table below shows the information to be included in the management report, in accordance with the provisions of the French Commercial Code applicable to public limited companies with a Board of Directors.

Required Items

Reference texts

Chapter/Pages

Group position and activity Situation of the company during the past fiscal year, and objective and thorough analysis of the evolution of the business, results, and financial position of the company and the Group, in particular its debt position, with regard to volume and business complexity

Articles L. 225-100-1, L. 232-1, L. 233-6, and L. 233-26 of the French Commercial Code

Chapter 4/p. 211-236; Chapter 5/p. 239-380; 389-515; 530-573 Chapter 4/p. 211-236; Chapter 5/p. 239-380; 389-515; 530-573

Key financial performance indicators

Article L. 225-100-1

Key non-financial performance indicators relating to the specific activity of the company and the Group, specifically information relating to environmental and personnel issues

Article L. 225-100-1 Chapitre 2/p. 45-132

Chapter 4/p. 233; Chapter 5/p. 249; 401; 535-536

Significant events occurring between the closing date of the fiscal year and the date on which the Management Report was prepared Identity of the main shareholders and holders of voting rights at General Shareholders' Meetings, and changes made during the fiscal year

Articles L. 232-1 and L. 233-26 of the French Commercial Code Article L. 233-13 of the French Commercial Code Article L. 232-1 of the French

Chapter 7/p. 716

Existing branches

Commercial Code Chapter 5/p. 362-368

Chapter 4/p. 233; Chapter 5/p. 260-261; 410-411

Article L. 233-6 of the French Commercial Code

Significant equity investments in companies with their registered office in France

8

Articles L. 232-1 and L. 233-26 of the French Commercial Code Chapter 4/p. 234-235

Foreseeable changes in the situation of the company and the Group and outlook

Articles L. 232-1 and L. 233-26 of the French Commercial Code Article R. 225-102 of the French Commercial Code Article D. 441-4 of the French Commercial Code

Research & Development activities

Chapter 5/p. 527

Table showing the company’s results for each of the last five fiscal years

Chapter 5/p. 528

Information on supplier and customer payment terms

Chapter 5/p. 529

739

UNIVERSAL REGISTRATION DOCUMENT 2020 | GROUPE BPCE