BPCE - 2020 Universal Registration Document

RISK FACTORS & RISK MANAGEMENT

CREDIT RISKS

GEOGRAPHIC BREAKDOWN OF GROSS EXPOSURES 12/31/2020

CENTRAL ADMINISTRATIONS CENTRAL BANKS AND OTHER SOVEREIGN EXPOSURES

INSTITUTIONS

CORPORATES

3 % 2 %

4 % 1 %

4 % 2 %

7 %

7 %

9 %

35 %

15 %

14 %

12/31/2020

12/31/2020

12/31/2020

73 %

71 %

52 %

● France

● North & South America

● Africa and the Middle East

● Europe (excl. France)

● Asia and Oceania

12/31/2019

CENTRAL ADMINISTRATIONS CENTRAL BANKS AND OTHER SOVEREIGN EXPOSURES

INSTITUTIONS

CORPORATES

5 % 1 %

3 % 1 %

5 % 3

%

8 %

8 %

11 %

14 %

12/31/2019

12/31/2019

12/31/2019

15 %

46 %

6

40 %

72 %

66 %

● Africa and the Middle East

● France

● North & South America

● Europe (excl. France)

● Asia and Oceania

Gross exposures are very predominantly located in Europe, especially in France, for all asset classes (66% of corporates).

651

UNIVERSAL REGISTRATION DOCUMENT 2020 | GROUPE BPCE