BPCE - 2020 Universal Registration Document

APPLYING CSR IN THE ENTITIES, BUSINESS LINES AND PROCESSES NON-FINANCIAL PERFORMANCE STATEMENT

Since 2019, Natixis has been offering its employees a simple and participative generosity scheme: salary rounding. With it, they can support one of the five selected associations. The monthly microdonation is deducted directly from the payslip, and Natixis doubles the amount of donations. One year after its launch, more than €64,000 had been paid to the five beneficiary associations. During the Covid-19 health crisis, a large number of Natixis employees mobilized around the world to combat this pandemic. The specific fundraising operation organized in France raised nearly €100,000 to support caregivers, research and the most disadvantaged people. In 2020 the Natixis Foundation – a corporate foundation – was created. Its aim is to facilitate the commitment of all Natixis employees to a just transition. Natixis Foundation will support projects and public-interest initiatives that address both environmental protection and solidarity, with the goal of lasting impact.

Natixis Foundation was created on December 1, 2020, and the first proposals for international projects were submitted to employees for a vote. Two projects were selected and will be supported by the foundation: a water access project presented in partnershipwith the NGO • Action Against Hunger, which aims to build and/or rehabilitate wells in rural communities in Liberia; a project called Santé & Energie solaire (Health & Solar • Energy ), presented in partnership with the NGO Électriciens Sans Frontières (Electricians Without Borders), which aims to improve care conditions in rural African villages through solar energy equipment. The implementation of these projects will begin in the first quarter of 2021

Applying CSR in the entities, business lines 2.2 and processes

2.2.1

CSR and Cooperative Guidelines

BANQUES POPULAIRES Since 2011, the Banques Populaires have used a specializedtool to keep their cooperativeshareholdersabreast of their initiatives in the areas of societal and cooperative responsibility. The BanquesPopulaires’Cooperativeand Societal Footprint,which is inspired by the ISO 26000 CSRstandard, identifiesand measures the value in euros of the initiatives taken by each bank for its main stakeholders. The aim is to measure and steer the “cooperativeedge”offeredby the BanquesPopulaireseach year. A portion of these data are included in Groupe BPCE’s open data system. (See the websiteof the Blue Cooperativeand CSR Guide https://www.guide-rse.banquepopulaire.fr/index.php) CAISSES D’EPARGNE The Fédération Nationale des Caisses d’Epargne, the regional Caissesd’Epargne,and externalstakeholdershave co-constructed four joint ambitions:

local footprint: being a key contributor to the transformationof • the regions and the local economy; active cooperation: encouraging employees and cooperative • shareholders to become “cooperative players”; societal innovation: anticipating the needs of society in order • to build progressive solutions; global performance: furthering the continuous improvement of • CSR policies and their incorporation in all business lines. These CSR Guidelines, broken down into 11 objectives, provide a common framework in which each Caisse d’Epargne, operating as a fully-fledged cooperative bank, defines its own CSR strategy. This shared framework facilitates the exchange of best practices and achievement of common goals, while respecting the cooperative structure of the Caisses d’Epargne. To find out more about the Caisses d’Epargne’s CSR approach and the various actions implemented in the regions, please click on the following link: https://www.federation.caisse-epargne.fr/ la-federation/publications/#.XdvvEdXZBhE.

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UNIVERSAL REGISTRATION DOCUMENT 2020 | GROUPE BPCE

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