BPCE - 2020 Universal Registration Document

FINANCIAL REPORT

BPCE PARENT COMPANY ANNUAL FINANCIAL STATEMENTS

Note 5

Information on off-balance sheet and similar transactions

5.1

COMMITMENTS GIVEN AND RECEIVED

Accounting principles Loan commitments

Guarantee commitments Guarantee commitmentsto banksmostly include suretiesand financial guarantees issued to banks and similar entities. Guarantee commitmentsto customersmostly includesureties and financialguaranteesissued to customersother than banks and similar entities. Guarantee commitmentsreceivedmostly include suretiesand financial guarantees received from banks and similar entities.

Loan commitmentsgiven to banks and similar entities include in particular funding agreements, agreements to pay or commitments to pay, documentary credit confirmations and other commitments given to banks. Loan commitments granted to customers include credit facilities granted, back-up credit lines for commercial paper, commitments on securities issuance and other commitments to customers other than banks and similar entities. Loan commitments received mostly include funding agreements and other commitmentsreceived from banks and similar entities.

5.1.1

LOAN COMMITMENTS

12/31/2020

12/31/2019

in millions of euros

Loan commitments given To banks

10,491

4,795

Documentary credit

0 8 0 8

0

Other credit facilities granted

29

Other commitments

0

To customers

29

5

TOTAL LOAN COMMITMENTS GIVEN

10,499

4,824

Loan commitments received From banks

56,835

55,021

From customers

1

0

TOTAL LOAN COMMITMENTS RECEIVED

56,836

55,021

5.1.2

GUARANTEE COMMITMENTS

12/31/2020

12/31/2019

in millions of euros

Guarantee commitments given Documentary credit confirmations Other bonds and endorsements

0 0

0 0

Other guarantees

7,564 7,564

10,265 10,265

To banks

Real estate guarantees

0 0

0 0

Government and tax guarantees Other bonds and endorsements

184 105 289

206

Other guarantees given

0

To customers

206

TOTAL GUARANTEE COMMITMENTS GIVEN Guarantee commitments received from banks Guarantee commitments received from customers TOTAL GUARANTEE COMMITMENTS RECEIVED

7,853 3,898

10,471

4,918

16

0

3,914

4,918

569

UNIVERSAL REGISTRATION DOCUMENT 2020 | GROUPE BPCE