BPCE - 2020 Universal Registration Document

5

FINANCIAL REPORT

BPCE PARENT COMPANY ANNUAL FINANCIAL STATEMENTS

CUSTOMER TRANSACTIONS 4.2.1 RECEIVABLES DUE FROM CUSTOMERS

12/31/2020

12/31/2019

in millions of euros

Current accounts with overdrafts

45

16

Business loans

0 0

0 0

Export loans

Short-term credit facilities and consumer loans

80

81

Equipment loans Overnight loans

603

465

0 0 0

0 0 0

Home loans

Other customer loans

Securities purchased under resale agreements

2,397

2,420

Subordinated loans

420 121

270 131

Other

Other facilities granted to customers

3,621

3,367

Accrued interest

(8)

(6)

Non-performing loans and receivables Impairment of customer loans and advances

3

0 0

(1)

TOTAL

3,660

3,377

AMOUNTS DUE TO CUSTOMERS

12/31/2020

12/31/2019

Demand

Term

Total

Demand

Term

Total

in millions of euros

Current accounts

1,534

0 0

1,534

2,001

0

2,001

Loans from financial sector customers Securities sold under repurchase agreements

0 0 0 0

0

0 0 0 0

203

203

4,754

4,754

4,910

4,910

Other accounts and loans

0

0

0

0

Accrued interest

(5)

(5)

(2)

(2)

TOTAL

1,534

4,749

6,283

2,001

5,111

7,112

4.2.2

BREAKDOWN OF OUTSTANDING LOANS BY TYPE OF CUSTOMER

Performing loans and receivables

Non-performing loans and receivables

O/w irrecoverable non-performing loans and receivables

Individual impairment

Individual impairment

Gross

Gross

Gross

in millions of euros

Non-financial companies Self-employed customers Insurance companies

693

3

(1)

3

(1)

2,807

Non-profit institutions Government and social security institutions

36

Other

121

TOTAL AT DECEMBER 31, 2020 TOTAL AT DECEMBER 31, 2019

3,657 3,377

3 0

(1)

3 0

(1)

0

0

548

UNIVERSAL REGISTRATION DOCUMENT 2020 | GROUPE BPCE

www.groupebpce.com

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