BPCE - 2020 Universal Registration Document

NON-FINANCIAL PERFORMANCE STATEMENT

PUTTING OUR COOPERATIVE IDENTITY TO WORK FOR REGIONAL DEVELOPMENT

LOCAL PROCUREMENT Groupe BPCE uses suppliers and gives priority to small, medium and intermediate sized companies in its local communities.

12/31/2020

12/31/2019

Change 2019-2020

SMEs (1) as a percentage of all suppliers ISEs (2) as a percentage of all suppliers Amount of purchases made from SMEs Amount of purchases made from ISEs

79% 14% 35% 34% 71%

81% 13% 40% 34% 74%

(2.4%)

7.7%

(12.5%)

-

Percentage of local suppliers

(4%)

Definition of SMEs (small and medium-sized enterprises): companies with fewer than 250 employees and revenues below €50 million. (1) Definition of ISEs (intermediate-sized enterprises): companies with 250 to 5,000 employees and revenues greater than or equal to €50 million and less than €1.5 billion. (2)

OUR COOPERATIVE STRUCTURE Groupe BPCE intends to participate in the development of all regions. The cooperativenature of the Group is one determining factor in how it conducts its business. The Group wants to help build an environment in which its cooperative shareholders and customers can grow. Our regional banks have strong community ties, so they are attentive to the needs of all customers. They work with local players, local authorities, associations, business networks, schools and universities to strengthen the local socioeconomic fabric. The Group’s cooperative DNA is the foundation of its CSR strategy. Each of the networks, Banque Populaire and Caisse d’Epargne, is backed by a federation. They support the network’s CSR strategy, facilitate cooperative shareholder relations, provide training for directors and assist with governance. They also promote initiatives in local communities. THE BANQUES POPULAIRES The Banques Populaires are cooperative banks, taking into account social, societal and environmental performance and economic performance. They have set out their raison d’être: https://www.fnbp.fr/actualite/banque-populaire-exprime-sa-raison -detre/. Defining and expressing a purpose is an act of commitment, which guides and informs strategic choices and stimulates long-term collective thinking. In 2020, despite the health and economic crisis, the Banques Populaires endeavored to maintain a strong relationship with their members and directors, who ensure the vitality of their cooperativemodel. The 4.7 million cooperative shareholders are the foundation of the cooperative structure of Banques Populaires. They hold their share capital. They vote at Shareholders’ Meetings and directly elect the directors who represent them on the Boards of Directors. For the Shareholders’ Meetings, the banks have given their cooperativeshareholders the option of attending either remotely or by viewing the recorded proceedings. Online voting has increased participation. More than 430,900 cooperative shareholders have voted. A total vote rate of 16.6%% for the network.

To ensure the continuity of cooperation, online conferences and webinars have maintained the link between the bank and its cooperative shareholders. These latter enjoy access to information channels to keep up to date with news about their banks, including newsletters, magazines, and websites. For the past four years, the Banques Populaires have organized the Faites de la Coopération event – a week-long initiative to raise awareness and allow discussion about the cooperative banking model. It is part of Social and Solidarity-Based Economy (SSE) month. Coming up for this 2020 edition: employee training (with the launch of three modules on the BDIGIT application), an online conference about new trends in entrepreneurship, mobilization of bank employeeswith ADIE, and teaching tools to better explain the cooperative shareholder’s role (video, pitch, leaflets). Once again, the cooperative model has demonstrated its resilience amid the crisis. (See the results of the DIFFCOOP survey https://www.fnbp.fr/actualite/banque-populaire-affirme- difference-cooperative/ ) In 2020, the Banque Populaire network had 221 directors (and 17 non-voting members). They are business leaders, researchers and teachers involved in the economic life of their region. To meet the regulatory requirements for training directors and evaluating the functioning of the Boards of Directors, the National Federation of Banques Populaires (FNBP) has drawn up: a self-assessmenttool for the Boards of Directors, available to • the entire Banque Populaire network; an annual training plan presented to the ACPR: this covers • topics related to the seven skills selected by the ECB, as well as CSR and digital topics; an annual training report has been set up by Banque Populaire • for each director, to track:

the number of training sessions completed, – the number of training hours completed, – the diversity of training courses, – the satisfaction rate. –

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UNIVERSAL REGISTRATION DOCUMENT 2020 | GROUPE BPCE

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