BPCE - 2020 Universal Registration Document

5

FINANCIAL REPORT

BPCE PARENT COMPANY ANNUAL FINANCIAL STATEMENTS

BPCE parent company annual financial 5.6 statements

Notes

Fiscal year 2020 Fiscal year 2019

in millions of euros

Interest and similar income Interest and similar expenses

3.1 3.1 3.2 3.3 3.3 3.4 3.5 3.6 3.6

2,793

2,163

(3,285)

(2,731)

Income from variable-income securities

720 104 (32)

1,118

Commission income Commission expenses

228

(170)

Net gains or losses on trading book transactions

(7)

345 (21)

(159)

Net gains or losses on available-for-sale securities and equivalent

Other banking income Other banking expenses Net banking income

368 (69) 433

16

(18) 930

Operating expenses

3.7

(416)

(343)

(16)

(13) 574

Depreciation, amortization and impairment of property, plant and equipment and intangible assets

Gross operating income

1 0 1

Cost of risk

3.8

(2)

Operating income

572

Gains or losses on long-term investments

3.9

(1,341) (1,340)

(341)

Income before tax Non-recurring income

231

3.10 3.11

0

0

Income tax

267

146

Funding/reversal of the fund for general banking risks and regulated provisions

0

65

NET INCOME

(1,073)

442

530

UNIVERSAL REGISTRATION DOCUMENT 2020 | GROUPE BPCE

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