BPCE - 2020 Universal Registration Document

FINANCIAL REPORT

IFRS CONSOLIDATED FINANCIAL STATEMENTS OF GROUPE BPCE AS AT DECEMBER 31, 2020

Statutory method of consolidation (2)

Ownership interest

Company

Activity Location (1)

INTER-COOP SA

Real estate leasing IT operational leasing Real estate development Investment property Real estate valuation Credit institution Holding company Credit institution Services company Real estate leasing Factoring

FR FR FR DK FR FR FR FR FR FR FR

100% 100%

FC FC EQ FC FC FC FC FC EQ FC FC FC

LEASE EXPANSION SA

MAISON FRANCE CONFORT PROU INVESTISSEMENTS

49%

MIDT FACTORING A/S

100% 100% 100% 100% 100% 100% 100% 100% 33%

MIFCOS SEREXIM SOCFIM

SOCFIM PARTICIPATIONS IMMOBILIÈRES

SOCRAM BANQUE SPORTS IMAGINE SUD OUEST BAIL SA

SURASSUR

Reinsurance

LU

ONEY Group ONEY BANK

Holding company

FR

50%

FC

Credit institution, electronic payment systems, new technologies and holding company

FLANDRE INVESTMENT SAS

FR ES RU HU HU

50% 50% 50% 50% 50%

FC FC FC FC FC

ONEY SERVICIOS FINANCIEROS EFC SAU (SPAIN)

Brokerage

BA FINANS (RUSSIA)

Brokerage and banking Financial institution Financial institution

ONEY PENZFORGALMI SZOLGALTATO KFT

ONEY MAGYARORSZAG ZRT

Credit institution, electronic payment systems, new technologies and holding company Credit institution, electronic payment systems, new technologies and holding company

GEFIRUS SAS

FR

50%

FC

IN CONFIDENCE INSURANCE SAS ONEY HOLDING LIMITED (MALTA) ONEY LIFE (PCC) LIMITED (MALTA)

FR

50% 50% 50% 50% 50% 50% 50% 50% 50% 50% 50% 50% 50% 50%

FC FC FC FC FC FC FC FC FC FC FC FC FC FC FC FC FC FC FC FC EQ FC FC FC FC FC FC

Holding company

MT MT MT

Insurance Insurance

5

ONEY INSURANCE (PCC) LIMITED (MALTA)

ONEY POLSKA

Brokerage, financial institution Brokerage, financial institution

PL PL

ONEY SERVICES SP ZOO ONEY FINANCES (ROMANIA)

Brokerage

RO PL PT

SMARTNEY

Brokerage and banking

ONEY Portugal branch

Brokerage

Credit institution, electronic payment systems, new technologies and holding company

ONEYTRUST SAS ONEY SPA (ITALY)

FR

Brokerage Brokerage Brokerage

IT

ONEY UKRAINE (UKRAINE)

UA CN DE TN TN FR VN TN FR TN MA MQ

REP OFFICE CHINA

ONEY Gmbh

Services, business development consulting

Groupe BPCE International ARAB INTERNATIONAL LEASE (4) BANQUE TUNISO KOWEÏTIENNE (4)

Non-real estate and real estate leasing

57% 60%

Credit institution

BPCE INTERNATIONAL

Specialized credit institution Specialized credit institution Real estate development

100% 100% 100%

BPCE INTERNATIONAL HO CHI MINH CITY Vietnam branch

BPCE MAROC

EL ISTIFA (4)

Debt collection Credit institution

60% 21% 67%

FRANSA BANK

MEDAI SA (4) OCÉORANE

Real estate development

Financial investment advisory services

100% 100% 100% 100% 100%

PRAMEX INTERNATIONAL

International development and consulting services International development and consulting services International development and consulting services International development and consulting services

FR HK

PRAMEX INTERNATIONAL AP LTD – HONG KONG PRAMEX INTERNATIONAL AU CASABLANCA PRAMEX INTERNATIONAL CO LTD – SHANGHAI

MA

CN

377

UNIVERSAL REGISTRATION DOCUMENT 2020 | GROUPE BPCE