BPCE - 2020 Universal Registration Document

5

FINANCIAL REPORT

IFRS CONSOLIDATED FINANCIAL STATEMENTS OF GROUPE BPCE AS AT DECEMBER 31, 2020

12.1.2

SEGMENT REPORTING OF THE BALANCE SHEET

Asset & Wealth Management

Corporate & Investment Banking

Retail Banking

Corporate Center

Groupe BPCE

12/31/2020 12/31/2019 12/31/2020 12/31/2019 12/31/2020 12/31/2019 (1)

12/31/2020 12/31/2019 12/31/2020 12/31/2019

in millions of euros

Segment assets Segment liabilities

1,004,435 1,004,435

894,272 894,272

2,203 2,203

2,940 2,940

296,328 296,328

338,679 338,679

143,303 143,303

102,173 1,446,269 1,338,064

102,173 1,446,269 1,338,064 Amounts not restated compared to the financial statements published in 2019, following a change in the presentation of premiums on options to be paid or received (see Note 5.2.3). (1)

Banques Populaires

Caisses d’Epargne

SEF

Payments

Insurance

Other networks

Retail Banking

in millions of euros

12/31/2020 12/31/2019 12/31/2020 12/31/2019 12/31/2020 12/31/2019 12/31/2020 12/31/2019 12/31/2020 12/31/2019 12/31/2020 12/31/2019 12/31/2020 12/31/2019 Segment assets 378,163 327,917 459,109 412,669 32,707 30,990 402 363 112,223 103,920 21,831 18,413 1,004,435 894,272 Segment liabilities 378,163 327,917 459,109 412,669 32,707 30,990 402 363 112,223 103,920 21,831 18,413 1,004,435 894,272

SEGMENT REPORTING BY GEOGRAPHIC REGION 12.1.3 The geographic analysis of segment assets and results is based on the location where business activities are recognized. Net banking income

Fiscal year 2020

Fiscal year 2019

in millions of euros

France

18,434

18,492

Rest of Europe North America Rest of world

1,132 2,251

1,876 2,678 1,259

722

TOTAL

22,540

24,305

Note: the net banking income by geography for 2020 and 2019 is presented without restatement for Coface's contribution and the change in re-invoicing for central services. Total segment assets

12/31/2020

12/31/2019

in millions of euros

France

1,334,747

1,213,704

Rest of Europe North America Rest of world

28,881 44,443 38,199

30,759 60,060 33,541

TOTAL

1,446,269

1,338,064

350

UNIVERSAL REGISTRATION DOCUMENT 2020 | GROUPE BPCE

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