BPCE - 2020 Universal Registration Document

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PRESENTATION OF GROUPE BPCE

THE GROUP’S BUSINESS LINES

Banque Palatine

Since its creation, Banque Palatine has been a partner to intermediate-sized enterprises (ISEs) and private company directors. ISEs needing to finance a project, undertake capital transactions, or expand their business internationally can call on Banque Palatine to build tailored solutions and help with its customers’ projects based on extensive business and sector expertise. Private Banking experts draw on a comprehensive understanding of their customers’ personal and professional environment to construct a suitable long-term wealth strategy in consultation with them. Banque Palatine maintained strong sales momentum on both markets, with loan outstandingsclimbing +1.9% overall, in 2020 and customer acquisitionup +8.3%among corporate customers and +2.9% among the “Core Target” of the private banking market (-1.4% overall on the private banking market). The year was marked by the IT migration to Banque Populaire information system. It was the culmination of two years of intense work carried out by Banque Palatine employeeswith the support of the Group entities concerned. Banque Palatine published its index on gender equality in the workplace: at 96 points, it placed the bank among the best French companies, all sectors combined. The Fondation Palatine des ETI continued to support its partner associations for the second consecutive year, to develop entrepreneurshipas a real driver of social inclusion.

Key figures More than 14,000 corporate customers • More than 60,000 private banking customers • 1,243 employees • €16.4bn in deposits and savings • €11.3bn in loan outstandings • In addition, the entire CSR approachwas recognized: the weekly paper Le Point and the Statista research institute placed Banque Palatine at No. 2 in the Banking/Finance category. Palatine Asset Management, Banque Palatine’s asset management company, invests in the real economy, in predominantly European companies. In 2020, it made its debut in Option Finance list of the 50 asset management companies that count. Created at the end of 2019, its investment fund Palatine Planète exceeded €115 million on December 31, 2020. It favors companies whose activities are linked to the environment, particularly those that contribute to the fight against global warming, pollution, and resource scarcity. As of December 31, 2020, Banque Palatine had disbursed more than 1,600 State-guaranteed loans for a total amount of €1.4 billion.

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UNIVERSAL REGISTRATION DOCUMENT 2020 | GROUPE BPCE

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