BPCE - 2020 Universal Registration Document

5

FINANCIAL REPORT

IFRS CONSOLIDATED FINANCIAL STATEMENTS OF GROUPE BPCE AS AT DECEMBER 31, 2020

7.1.3.5

Change in credit losses on loan commitments given

Purchased or originated

Purchased or originated

credit-impaired (S2 POCI) assets

credit-impaired (S3 POCI) assets

Stage 1

Stage 2

Stage 3

TOTAL

Impair- ment for expected

Impair- ment for expected

Impair- ment for expected

Impair- ment for expected

Impair- ment for expected

Impair- ment for expected

Gross carrying amount

Gross carrying amount

Gross carrying amount

Gross carrying amount

Gross carrying amount

Gross carrying amount

credit losses

credit losses

credit losses

credit losses

credit losses

credit losses

in millions of euros BALANCE AT 12/31/2019 Origination and acquisitions Derecognition (redemptions, disposals and debt forgiveness) Transfers of financial assets Transfers to S1 Transfers to S2 Transfers to S3 Other changes (1) BALANCE AT 12/31/2020

126,676

(127)

9,483

(134)

344

(119)

9

136,512

(380)

40,997

(106)

1,844

(12)

///

///

1

2

42,844

(119)

(20,642)

5 (1,164)

3

(142)

(4)

(21,953)

8

(1,746)

25

1,581

(43)

105 (30) (15) 149

(7)

(60)

(25)

2,711

(11)

(2,601)

15

0 0

81

4

(4,346)

35

4,297 (114)

(58)

(65) (76)

(23)

(111)

1

(7) 45

(6) 65

(11,419)

1 (2,195)

19

51

1

6

(13,558)

133,866

(202)

9,549

(167)

357

(81)

6

8

143,786

(450)

Including amortization of receivables, changes in credit risk parameters (including partial repayments), exchange rate fluctuations and IFRS 5 impacts. (1)

310

UNIVERSAL REGISTRATION DOCUMENT 2020 | GROUPE BPCE

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