BPCE - 2020 Universal Registration Document

FINANCIAL REPORT

IFRS CONSOLIDATED FINANCIAL STATEMENTS OF GROUPE BPCE AS AT DECEMBER 31, 2020

LOAN COMMITMENTS

6.1

12/31/2020

12/31/2019

in millions of euros

Loan commitments given to: banks •

994

1,328

customers •

142,792 133,142

135,184 125,649

Credit facilities granted Other commitments

9,650

9,535

TOTAL LOAN COMMITMENTS GIVEN Loan commitments received from: banks •

143,786

136,512

36,943

56,020

customers •

1,018

1,989

TOTAL LOAN COMMITMENTS RECEIVED

37,961

58,009

6.2

GUARANTEE COMMITMENTS

12/31/2020

12/31/2019

in millions of euros

Guarantee commitments given to: banks •

7,653

6,724

customers (1) •

35,468 43,121

35,607 42,331

TOTAL GUARANTEE COMMITMENTS GIVEN Guarantee commitments received from: banks •

22,162 177,210 199,373

23,538 147,038

customers •

TOTAL GUARANTEE COMMITMENTS RECEIVED 170,576 Guarantees given by CEGC in connection with its activity are treated as insurance policies for accounting purposes, in accordance with IFRS 4 “Insurance contracts”. They are (1) recorded on the liabilities side of the balance sheet and are not included in guarantees given to customers shown in the table above.

5

Guarantee commitments are off-balance sheet commitments.

GUARANTEES ISSUED TO UCITS BY NATIXIS Natixis guarantees the capital and/or returns on units in certain UCITS. The guarantees are only enforced if, on the maturity date, the net asset value of each unit is below the guaranteed net asset value.

Capital and/or performance guarantees given by Natixis to certain UCITS are recognized as derivatives and measured at fair value in accordance with IFRS 13.

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UNIVERSAL REGISTRATION DOCUMENT 2020 | GROUPE BPCE