BPCE - 2020 Universal Registration Document

NON-FINANCIAL PERFORMANCE STATEMENT

BEING A RESPONSIBLE GROUP IN ITS INTERNAL AND EXTERNAL PRACTICES

Change 2019-2020

Indicator

2020

2019

2018

2017

Number of buildings with environmental or other certification Surface area of buildings with environmental or other certification (m 2 )

49

44

42

32

11%

361, 928

333,201

175,071

148,688

9%

REDUCING ENERGY CONSUMPTION FROM TRANSPORTATION

The pandemic had a disproportionate effect on all travel, throughout the year. For Groupe BPCE, air and train travel was cut by nearly 300%. This decline heralds a profound and lasting change in practices in terms of travel patterns.

Based on the carbon reviews conducted by the Group, business travel and commuting are one of the highest sources of total estimated CO 2 emissions (averaging nearly one-third of total emissions each year).

Change 2018-2019

Indicator

2020

2019

2018

Total fuel consumption for business travel in cars (1) (in liters)

8,650,224

12,962,075

12,732,243

(33%)

Average grams of CO 2 per km (as stated by manufacturer) for company cars and fleet cars (grams of CO 2 /km)

99

100

99

(1%)

17,772,464 13,755,610

62,421,532 61,860,708

58,800,471 66,027,131

(72%)

Business travel by train (in km) Business travel by plane (in km)

(78%) Sum of indicators: gasoline consumption by company and fleet cars + diesel consumption by company and fleet cars + business travel in private cars; km-to-liter conversion for (1) the private car indicator using the ratio from the carbon review user guide.

WASTE REDUCTION AND RECYCLING Thanks to initiatives aimed at promoting recycling and re-use, the Group’s total volume of non-hazardous industrial waste per FTE fell by 21%. 51% of this waste is recycled. The waste categories concerned include non-hazardous industrial waste and waste electrical and electronic equipment (WEEE). Entities have undertaken multiple initiatives to recycle different types of waste and certain types of products. Banking-related waste The decrease in the overall volume of waste in 2020 (21%) was due to fewer people present in the buildings, as a result of the decrease in work and relocations. The decrease in the number of printer ink cartridges collected was due to the percentage of staff working remotely and the accelerated digitization of contractual documents.

SUSTAINABLE USE OF RESOURCES In 2020, paper use amounted to 2,397 metric tons or 28 kg/FTE, compared with 3,128 metric tons or 36.40 kg/FTE in 2019. The reduction in paper consumption is achieved by: shared printers, with printout confirmation on the spot. This • avoids unused printouts; accelerateddematerialization,particularly in customer relations • (in-branch electronic signature, remote selling, paperless account statements and general terms and conditions of sale); a procurement policy encouraging the use of responsible • paper (derived from recycling or sustainablymanaged forests), i.e. containing over 50% recycled paper or PEFC-certified (Program for the Endorsement of Forest Certification schemes) or FSC-certified (Forest Stewardship Council) paper.

PAPER CONSUMPTION

Change 2019-2020

Indicator

2020

2019

2018

2017

Total recycled and/or certified A4 paper (in kg per FTE) Total non-recycled/non-certified A4 paper (in kg per FTE) Percentage of recycled and/or certified reams of A4 paper

26

33

51 15

51 25

(23%) (30%)

2

3

93%

92%

86%

74.5%

1%

116

UNIVERSAL REGISTRATION DOCUMENT 2020 | GROUPE BPCE

www.groupebpce.com