BPCE - 2020 Universal Registration Document

NON-FINANCIAL PERFORMANCE STATEMENT

BEING A RESPONSIBLE GROUP IN ITS INTERNAL AND EXTERNAL PRACTICES

Reducing Groupe BPCE’s carbon footprint 2.4.4

Reducing the environmental footprint of the Group’s own operations is one of the key pillars of the 2018-2020 CSR strategy and the Group has set a goal of reducing its carbon emissions by 10% in relation to 2017. To this end, it has established a Group environmental reporting system and organized several campaigns to raise awareness of best practices. The Group’s training catalog offers CSR-specificsessions. These training courses are open to all Group employees: awareness of CSR, energy and climate issues: a session on • the CSR basics was provided to Group employees; CSR reporting: one session was held to raise employee • awareness of the organization of CSR data collection and the use of IT tools for preparing and publishing the CSR report. CLIMATE CHANGE The Group’s target was to cut its greenhouse gas emissions by 10%, from 602,629 tCO 2 eq at end-2017 to 542,366 tCO 2 eq at end-2020. To monitor progress on initiatives subject to clear targets, the Group CSR & BPA division has used a special tool since 2013 to review its greenhouse gas (GHG) emissions. The tool is based on a methodology compatible with that used by the ADEME (the French environment and energy management agency), ISO 14064 and the Greenhouse Gas Protocol.

After eight years spent collecting carbon data using a stable benchmark shared by all Group companies, the tool is able to provide: an estimate of each company’s greenhouse gas emissions; • a map of GHG emissions: • by source: energy use, procurement of goods and services, – business travel, fixed assets and other, by scope: Indirect emissions caused by the Group’s – products and services are excluded from the scope of this analysis, but work is underway on this subject (see Chapter 2.3, “Supporting the energy, ecological and social transition in local regions – Integrating the fight against climate change”). The entities that currently perform carbon review represent 87% of the Group’s permanent staff. Each year, the Group provides stable benchmark indices covering the entire Group and each individual entity. The indices are used to define local GHG emission reduction plans and drive national initiatives. SUMMARY OF OBJECTIVES IN TERMS OF REDUCING THE CARBON FOOTPRINT OF OUR OWN ACTIVITIES In 2020, the targets set, -10%, as part of the TEC2020 strategic plan were achieved. Total Group emissions (excluding its datacenters) amounted to 521,398 tCO2eq, down 11% in relation to 2019 and by 13% compared to 2017. Emissions per employee came to 6 tCO2eq/FTE, down by 13% against 2017.

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RESULTS OF GROUPE BPCE’S CONSOLIDATED CARBON ASSESSMENT (EMISSIONS IN TCO 2 EQ)

Change 2019-2020

Indicators (tCO 2 eq)

2020

2019

2018

Direct greenhouse gas emissions – Scope 1 Indirect greenhouse gas emissions – Scope 2 Indirect greenhouse gas emissions – Scope 3 (1)

21,022 16,489 483,885 521,398

27,877 18,747 541,376 587,999

28,869 24,689 548,029 601,587

(25%) (12%) (11%) (11%) (11%)

Total (excl. data centers)

Total tCO 2 eq/FTE

6

6.8

6.9

Excluding indirect emissions from banking products and services. (1)

The data centers made up 1.4% of total Group emissions in 2020.

Change 2019-2020

Indicator

2020

2019

2018

Data center emissions

7,292

10,064

11,281

(11%)

% of Group carbon emissions (recorded in the carbon review) generated by data centers

1.4%

1.7%

1.9%

(12%)

The main sources of emissions in 2020 were: travel: 27% versus 32% in 2019; • purchases: 31% versus 28% in 2019; • fixed assets: 26% versus 25% in 2019. •

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UNIVERSAL REGISTRATION DOCUMENT 2020 | GROUPE BPCE