BPCE - 2019 Universal Registration Document
NON-FINANCIAL PERFORMANCE REPORT
APPLYING CSR IN OUR ACTIVITIES
Identify and manage risks to boost growth 2.2.3
GROUPE BPCE RISK MATRIX
Regional footprint (R) Voting rights (F) Financial inclusion (R) Customer protection (L) Employee diversity (R)
Business ethics (L) Data security (O) Lasting relations with customers (F) Financing the EET* (F) Working conditions (H) Employability and transformation of jobs (O)
OCCURRENCE > 3 years < 3 years
Senior management pay (R) Cooperative relations (O) Employer appeal (O)
Indepenance and diversity among senior management (O) Shareholder rights** (R) Responsible procurement (R) Environmental footprint (R) Physical climaterisks (O)
ESG risks (F) Financing for local regions (R)
low
moderate
high
SEVERITY
Risk category Governance
Main impact (F)inancial (O)perational (L)egal (R)eputational (H)uman
Trend for the future Higher severity Higher occurrence Combination of both
Products & Services Internal operations
* Energy and ecological transition ** Relating to Natixis
All the risks in the matrix were reviewed and various divisions at BPCE and the federations were interviewed. No changes were made further to the review.
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UNIVERSAL REGISTRATION DOCUMENT 2019 | GROUPE BPCE
www.groupebpce.com
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