BPCE - 2019 Universal Registration Document
GROUP PROFILE
A solidgroupgenerating robust performances
Recurring, diversified revenue base
GROUPE BPCE – SUMMARY INCOME STATEMENT
2019
2018
2017
in millions of euros
Net banking income Gross operating income
24,305 6,722 72.3% (1,367)
24,001 6,314 73.7% (1,299)
23,720 6,621 72.1% (1,384)
Cost/income ratio
Cost of risk
Income before tax
5,538 3,030
5,297 3,026
5,516 3,024
NET INCOME ATTRIBUTABLE TO EQUITY HOLDERS OF THE PARENT
BUSINESS LINE CONTRIBUTIONS TO INCOME BEFORE TAX (1) IN 2019 (As a %)
BUSINESS LINE CONTRIBUTIONS TO NBI (1) IN 2019 (As a %)
12%
14%
19%
16%
Banque de proximité et Assurance 69 %
Retail Banking & Insurance 70 %
2 %
1 %
56 %
4 %
59 %
6 %
5 %
6 %
● Networks ● Financial Solutions & Expertise ● Insurance ● Payments ● Asset & Wealth Management ● Corporate & Investment Banking
GROUPE BPCE – ACTIVITY
● Réseaux BPA ● Solutions & Expertises Financières BPA ● Assurances BPA ● Paiements BPA ● Services Financiers Spécialisés
2019
2018
2017
in billions of euros
Balance sheet total
1,338.1
1,273.9
1,259.9
Customer loans (gross loan outstandings)
706.1
671.9
704.9
(1) Excluding the Corporate Center .
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UNIVERSAL REGISTRATION DOCUMENT 2019 | GROUPE BPCE
www.groupebpce.com
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