BPCE - 2019 Universal Registration Document
RISK REPORT
KEY FIGURES
Key figures 6.1
KEY FIGURES PHASED-IN CAPITAL RATIOS (as a %) FONDS PROPRES GLOBAUX PHASÉS (en milliards d’euros)
FULLY-LOADED CAPITAL RATIOS (1) (as a %) FONDS PROPRES GLOBAUX FULLY LOADED (1) (2) (en milliards d’euros)
19.6 %
19.2 %
19.2 %
19.2 %
18.8 %
18.8
%
3.7 0.1
3 8 0.1
3.7 0.1
3.1
3.1
3.6 0.1
● T2 contribution ● AT1 contribution ● CET1 ratio
15.8
15.7
15.3
15.5
15.7
15.4
12/31/2017
12/31/2018
12/31/2019
12/31/2017
12/31/2018
12/31/2019
PHASED-IN REGULATORY CAPITAL (in billions of euros) FONDS PROPRES GLOBAUX PHASÉS (en milliards d’euros)
FULLY-LOADED REGULATORY CAPITAL (1) (in billions of euros) FONDS PROPRES GLOBAUX FULLY LOADED (1) (2) (en milliards d’euros)
79.3
79.3
76.9
75.4
74.0
74.3
13.3
13.3
14.4 0.3 24.1
14.5 0.3 24.1
14.4 0.6 22.5
14.6 0.4 22.5
25.7
25.7
● Tier 2 capital (T2) ● Additional Tier-1 capital ● Cooperative shares ● Reserves
CET1 59.0
CET1 62.2
CET1 66.0
CET1 59.3
CET1 60.6
CET1 66.0
40.3
40.3
36.5
36.8
36.5
38.1
12/31/2017
12/31/2018
12/31/2019
12/31/2017
12/31/2018
12/31/2019
6
TLAC RATIO (as a % of RWAs)
MREL RATIO (2) (as a % of RWAs)
29.2 %
23.3 %
>21.5 %
3.3 % 4.3 % 5.9 %
23.2 %
3.3 % 4.3 %
● Eligible senior preferred debt ● Senior non preferred ● Tier 2 ● CET1
15.7 %
● Senior non preferred ● Tier 2 ● CET1
15.7 %
12/31/2019
12/31/2019
Total MREL requirement December 31, 2019
Target at January 1, 2019
(1) CRR/CRD IV without transitional measures; additional Tier 1 capital includes subordinated debt issues that have become ineligible at the phase-out rate in force. (2) Based on the ACPR notification of 01/20/2020
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UNIVERSAL REGISTRATION DOCUMENT 2019 | GROUPE BPCE
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