BPCE - 2019 Universal Registration Document

5

FINANCIAL REPORT

BPCE PARENT COMPANY ANNUAL FINANCIAL STATEMENTS

Information on off-balance sheet items and similar transactions

Note 5

5.1

COMMITMENTS GIVEN AND RECEIVED

Accounting principles Loan commitments

Guarantee commitments Guarantee commitments to banks mostly include sureties and financial guarantees issued to banks and similar entities. Guarantee commitments to customers mostly include sureties and financial guarantees issued to customers other than banks and similar entities. Guarantee commitments received mostly include sureties and financial guarantees received from banks and similar entities.

Loan commitments given to banks and similar entities include refinancing agreements, agreements to pay or commitments to pay, documentary credit confirmations and other commitments. Loan commitments granted to customers include credit facilities granted, back-up credit lines for commercial paper, commitments on securities issuance and other commitments to customers besides banks and similar entities. Loan commitments received mostly include refinancing agreements and other commitments received from banks and similar entities.

5.1.1

LOAN COMMITMENTS

12/31/2019

12/31/2018

in millions of euros

Loan commitments given To banks

4,795

6,781

Documentary credit

0

0 0 3 3

Other credit facilities granted

29

Other commitments

0

To customers

29

TOTAL LOAN COMMITMENTS GIVEN

4,824

6,784

Loan commitments received From banks

55,021

49,892

From customers

0

3

TOTAL LOAN COMMITMENTS RECEIVED

55,021

49,895

5.1.2

GUARANTEE COMMITMENTS

12/31/2019

12/31/2018

in millions of euros

Guarantee commitments given Documentary credit confirmations Other bonds and endorsements

0 0

0 0

Other guarantees

10,265 10,265

9,524 9,524

To banks

Real estate guarantees

0 0

0 0

Government and tax guarantees Other bonds and endorsements

206

887

Other guarantees given

0

7

To customers

206

894

TOTAL GUARANTEE COMMITMENTS GIVEN Guarantee commitments received from banks Guarantee commitments received from customers TOTAL GUARANTEE COMMITMENTS RECEIVED

10,471

10,418

4,918

6,017

0

0

4,918

6,017

538

UNIVERSAL REGISTRATION DOCUMENT 2019 | GROUPE BPCE

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