BPCE - 2019 Universal Registration Document
FINANCIAL REPORT
BPCE PARENT COMPANY ANNUAL FINANCIAL STATEMENTS
CUSTOMER TRANSACTIONS 4.2.1 RECEIVABLES DUE FROM CUSTOMERS
12/31/2019
12/31/2018
in millions of euros
Current accounts with overdrafts
16
25
Business loans
0 0
0 0
Export loans
Short-term credit facilities and consumer loans
81
77
Equipment loans Overnight loans
465
306
0 0 0
0 0 0 0
Home loans
Other customer loans
Securities purchased under resale agreements*
2,420
Subordinated loans
270 131
20
Other
1
Other facilities granted to customers
3,367
404
Accrued interest
(6)
2 0 0
Non-performing loans and receivables Impairment of customer loans and advances
0 0
TOTAL 431 Securities purchased under resale agreements concern transactions entered into with insurance companies, which are now recorded under customer transactions (securities * purchased under resale agreements amounted to €4,361 million at December 31, 2018, recorded under transactions with banks). 3,377
AMOUNTS DUE TO CUSTOMERS
12/31/2019
12/31/2018
Demand
Term
Total
Demand
Term
Total
in millions of euros
Current accounts
2,001
0
2,001
1,475
0
1,475
5
Loans from financial sector customers
0 0 0 0
203
203
0 0 0 0
555
555
Securities sold under repurchase agreements*
4,910
4,910
0 0 0
0 0 0
Other accounts and loans
0
0 0
Accrued interest
(2)
TOTAL 2,030 Securities sold under repurchase agreements concern transactions entered into with insurance companies, which are now recorded under customer transactions (securities sold * under repurchase agreements amounted to €4,366 million at December 31, 2018, recorded under transactions with banks). 2,001 5,111 7,112 1,475 555
4.2.2
BREAKDOWN OF OUTSTANDING LOANS BY TYPE OF CUSTOMER
Performing loans and receivables
o/w irrecoverable non-performing loans and receivables
Non-performing loans and receivables
Individual impairment
Individual impairment
Gross
Gross
Gross
in millions of euros
Non-financial companies Self-employed customers Insurance companies Non-profit institutions
823
0
2,411
0
Government and social security institutions
12
Other
131
TOTAL AT DECEMBER 31, 2019 TOTAL AT DECEMBER 31, 2018
3,377
0 0
0 0
0 0
0 0
431
519
UNIVERSAL REGISTRATION DOCUMENT 2019 | GROUPE BPCE
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