BPCE - 2019 Universal Registration Document

5

FINANCIAL REPORT

BPCE PARENT COMPANY ANNUAL FINANCIAL STATEMENTS

BPCE parent company annual financial 5.6 statements

Notes

Fiscal year 2019

Fiscal year 2018

in millions of euros

Interest and similar income Interest and similar expenses

3.1 3.1 3.2 3.3 3.3 3.4 3.5 3.6 3.6

2,163

2,803

(2,731)

(3,284)

Income from variable-income securities

1,118

1,027

Commission income Commission expenses

228

156

(170)

(174)

Net gains or losses on trading book transactions

345 (21)

(5) (8)

Net gains or losses on available-for-sale securities and equivalent

Other banking income Other banking expenses Net banking income General operating expenses

16

2

(18) 930

(23) 494

3.7

(343)

(192)

Depreciation, amortization and impairment of property, plant and equipment and intangible assets

(13) 574

(8)

Gross operating income

294

Cost of risk

3.8

(2)

(2)

Operating income

572

292

Gains or losses on long-term investments

3.9

(341)

(352)

Income before tax Non-recurring income

231

(60)

3.10 3.11

0

0

Income tax

146

451

Funding/reversal of the fund for general banking risks and regulated provisions

65

0

NET INCOME

442

391

502

UNIVERSAL REGISTRATION DOCUMENT 2019 | GROUPE BPCE

www.groupebpce.com