BPCE - 2019 Universal Registration Document

NON-FINANCIAL PERFORMANCE REPORT

A BANKING GROUP

RISK MITIGATION

POSITIVE CONTRIBUTIONTOTHE SDGS

1.4 Banking services for vulnerable customers

3.5 Exclusion policy for tobacco financing and investments (Natixis)

6.6 New credit line: Eau & Assainissement III (Water & Sanitation III) – €150 million to fund local authorities

8.4 Incorporation of criteria to ensure new investments do not harm the environment 8.7, 8 Recognition of ESG criteria to incorporate human rights and labor law in financial decisions

7.2 Renewable energy financing 7.3 Special solutions to fund thermal renovations

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8.10 Specific products ensuring access to banking services for all

10.2 Specific solutions for persons under legal

guardianship and initiatives to facilitate access to banking services for persons with disabilities

9.3 Specific financing solutions and professional microloans for small industrial companies

12.6 Questionnaire to assess the appropriation of ESG criteria by business customers and customers in the social and solidarity-based economy 13.2, 13.3 Incorporation of GHG emissions in investments, in particular by aligning Natixis’ investment policy with the 2°C scenario 15.a Mirova funds range specialized in preserving biodiversity

12.c Exclusion policy for investments in oil and gas sectors (Natixis) 12.6 Exclusion policies and incorporation of ESG criteria in financing and investments

A RESPONSIBLE GROUP

RISK MITIGATION

POSITIVE CONTRIBUTIONTOTHE SDGS

3.4 Charters and policies to improve well-being in the workplace

3.4 Systems to limit psychosocial risks

4.3, 4.4 Commitments to develop employee value and professional training

5.1 Raising awareness of gender equality

5.5 Initiatives to raise the percentage of female executives

8.4 Action to limit the environmental impact of the activity 8.5 Commitment to employment and anti-discrimination recruitment policies

8.6 Support for young people in the job seeking process 8.7, 8.8 Signatory of B4IG in 2019: undertaking to step up efforts to improve human rights across the value chain

16.6 Dialog with stakeholders, and collaborative working and decision-making methods

A COOPERATIVE GROUP

RISK MITIGATION

POSITIVE CONTRIBUTIONTOTHE SDGS

16.4 Systems to combat fraud and crime 16.5 Prevention of corruption 16.6 Initiatives for transparency and responsibility in marketing and relations with suppliers

4.4 Educational patronage

8.3, 8.5 Survey of the socio-economic footprint of BP and CE: €1.6 million jobs supported

11.4 Patronage of cultural heritage and culture

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UNIVERSAL REGISTRATION DOCUMENT 2019 | GROUPE BPCE