BPCE - 2019 Universal Registration Document

5

FINANCIAL REPORT

IFRS CONSOLIDATED FINANCIAL STATEMENTS OF BPCE SA GROUP AS AT DECEMBER 31, 2019

5.5.1

SECURITIES AT AMORTIZED COST

12/31/2019

12/31/2018

in millions of euros

Treasury bills and equivalent Bonds and other debt securities Impairment for expected credit losses

4,365

4,182

10,862

11,471

(182)

(154)

TOTAL SECURITIES AT AMORTIZED COST

15,045

15,499

The fair value of securities at amortized cost is presented in Note 10. The classification of outstanding loans and impairment for credit losses by impairment Stage is detailed in Note 7.1.

5.5.2

LOANS AND RECEIVABLES DUE FROM BANKS AND SIMILAR AT AMORTIZED COST

12/31/2019

12/31/2018

in millions of euros

Current accounts with overdrafts

6,185 2,008

7,278 2,089

Repurchase agreements Accounts and loans (1)

116,599

115,817

Other loans or receivables due from banks

631

812

Security deposits paid

4,002

3,317

Impairment for expected credit losses

(52)

(51)

TOTAL LOANS AND RECEIVABLES DUE FROM BANKS 129,262 Livret A, LDD and LEP savings accounts centralized with Caisse des Dépôts et Consignations and recorded under “Accounts and loans” amounted to €239 million at December 31, (1) 2019 versus €247 million at December 31, 2018. Receivables arising from transactions with the networks came in at €116,380 million at December 31, 2019 (compared to €119,632 million at December 31, 2018). The fair value of loans and receivables due from banks and similar is presented in Note 10. The classification of outstanding loans and impairment for credit losses by impairment Stage is detailed in Note 7.1. 129,373

5.5.3

LOANS AND RECEIVABLES DUE FROM CUSTOMERS AT AMORTIZED COST

12/31/2019

12/31/2018

in millions of euros

Current accounts with overdrafts Other facilities granted to customers Loans to financial sector customers

3,630

4,318

168,350

166,911

9,738

7,444

Short-term credit facilities

37,742 25,034 54,884

31,459 25,238 57,949

Equipment loans

Home loans Export loans

3,523 5,953

3,562 7,505

Repurchase agreements

Finance leases

12,902

12,191

Subordinated loans

108

186

Other loans

18,466

21,377

Other loans or receivables due from customers

8,476

8,778

Security deposits paid

165

172

Gross loans and receivables due from customers

180,620 (3,343) 177,277

180,180 (3,025) 177,155

Impairment for expected credit losses

TOTAL LOANS AND RECEIVABLES DUE FROM CUSTOMERS

The fair value of loans and receivables due from customers is presented in Note 10. The classification of outstanding loans and impairment for credit losses by impairment Stage is detailed in Note 7.1.

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UNIVERSAL REGISTRATION DOCUMENT 2019 | GROUPE BPCE

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