BPCE - 2019 Universal Registration Document

5

FINANCIAL REPORT

IFRS CONSOLIDATED FINANCIAL STATEMENTS OF GROUPE BPCE AS AT DECEMBER 31, 2019

Ownership interest

Statutory method of consolidation (2)

Company

Activity

Location (1)

I) CONSOLIDATING ENTITY I-1 Banque Populaire banks BANQUE POPULAIRE ALSACE LORRAINE CHAMPAGNE BANQUE POPULAIRE AQUITAINE CENTRE ATLANTIQUE BANQUE POPULAIRE AUVERGNE RHÔNE ALPES BANQUE POPULAIRE BOURGOGNE FRANCHE-COMTÉ

Credit institution Credit institution Credit institution Credit institution Credit institution Credit institution Credit institution Credit institution Credit institution Credit institution Credit institution Credit institution Credit institution Credit institution Credit institution Credit institution Credit institution Credit institution Credit institution Credit institution Credit institution Credit institution Credit institution Credit institution Credit institution Credit institution Credit institution Credit institution Credit institution Credit institution Credit institution Credit institution Credit institution

FR FR FR FR FR FR FR FR FR FR FR FR FR FR FR FR FR FR FR FR FR BE FR FR FR FR FR FR FR FR IT

100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100%

FC FC FC FC FC FC FC FC FC FC FC FC FC FC FC FC FC FC FC FC FC FC FC FC FC FC FC FC FC FC FC FC FC

BANQUE POPULAIRE DU NORD BANQUE POPULAIRE DU SUD BANQUE POPULAIRE GRAND OUEST BANQUE POPULAIRE MÉDITERRANÉE

Banque Populaire Méditerranée Monaco branch Banque Populaire Méditerranée, Italy branch

MC

BANQUE POPULAIRE OCCITANE BANQUE POPULAIRE RIVES DE PARIS BANQUE POPULAIRE VAL DE FRANCE

BRED BANQUE POPULAIRE CASDEN BANQUE POPULAIRE

CRÉDIT COOPÉRATIF

I-2 Caisses d’Epargne CAISSE D’EPARGNE AQUITAINE POITOU-CHARENTES CAISSE D’EPARGNE BRETAGNE PAYS DE LOIRE Caisse d’Epargne Côte d’Azur Monaco branch CAISSE D’EPARGNE D’AUVERGNE ET DU LIMOUSIN CAISSE D’EPARGNE DE BOURGOGNE FRANCHE-COMTÉ CAISSE D’EPARGNE CÔTE D’AZUR

MC

CAISSE D’EPARGNE DE MIDI-PYRÉNÉES CAISSE D’EPARGNE HAUTS DE FRANCE

Caisse d’Epargne Hauts de France Belgium branch

CAISSE D’EPARGNE ILE-DE-FRANCE

CAISSE D’EPARGNE LANGUEDOC-ROUSSILLON

CAISSE D’EPARGNE LOIRE-CENTRE

CAISSE D’EPARGNE LOIRE DRÔME ARDÈCHE CAISSE D’EPARGNE GRAND EST EUROPE

CAISSE D’EPARGNE NORMANDIE

CAISSE D’EPARGNE PROVENCE-ALPES-CORSE

CAISSE D’EPARGNE RHÔNE ALPES

I-3 BPCE SA BPCE SA

Credit institution

FR

100%

FC

I-4 Mutual Guarantee Companies 33 MUTUAL GUARANTEE COMPANIES II) “ASSOCIATE” INSTITUTIONS EDEL

Guarantee companies

FR

100%

FC

Credit institution

FR

34%

EQ

III) SUBSIDIARIES, JOINT VENTURES AND ASSOCIATES III-1 – Banque Populaire subsidiaries ACLEDA

Credit institution

KH FR BE FR NC FR LA LA DJ

12%

EQ FC EQ FC EQ FC FC EQ FC

ADRAXTRA CAPITAL

Private equity

100% 100% 100%

AURORA

Holding company

BALTIQ

Commercial company

BANQUE CALÉDONIENNE D’INVESTISSEMENT

Credit institution Credit institution Credit institution Credit institution Credit institution

50%

BANQUE DE SAVOIE BANQUE FRANCO LAO

100%

70% 10% 51%

BCEL

BCI MER ROUGE

350

UNIVERSAL REGISTRATION DOCUMENT 2019 | GROUPE BPCE

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