BPCE - 2019 Universal Registration Document

FINANCIAL REPORT

IFRS CONSOLIDATED FINANCIAL STATEMENTS OF GROUPE BPCE AS AT DECEMBER 31, 2019

Country of operation

Business

Country of operation

Business

NATIXIS ASSURANCES

Insurance company holding company

OSTRUM ULTRA SHORT TERM BONDS PLUS SI (C) EUR

Insurance investment mutual fund

NATIXIS COFICINÉ

Finance company (audiovisual)

OUEST CROISSANCE SCR

Private equity

NATIXIS FONCIÈRE SA (FORMERLY SPAFICA)

Real estate investment

PALATINE ASSET MANAGEMENT

Asset Management Holding company Payment services Holding company Real estate operations

NATIXIS FORMATION EPARGNE FINANCIÈRE

PARTICIPATIONS BP ACA

Holding company

PAYPLUG

Market making on secondary debt market

PERSPECTIVES ENTREPRISES

NATIXIS FUNDING

PHILAE SAS

NATIXIS IM INNOVATION (FORMERLY AEW CO-INVEST) NATIXIS IMMO DEVELOPPEMENT NATIXIS IMMO EXPLOITATION

PLUSEXPANSION

Holding company

Asset Management

International development and consulting services

Housing real estate development

PRAMEX INTERNATIONAL

Real estate operations

PRÉPAR COURTAGE

Insurance brokerage Non-life insurance

NATIXIS INNOV

Holding company

PREPAR-IARD PREPAR-VIE

NATIXIS INTERÉPARGNE NATIXIS INTERTITRES

Employee savings plan management

Life insurance and endowment

Service vouchers Holding company

PROMÉPAR GESTION

Portfolio management

NATIXIS INVESTMENT MANAGERS NATIXIS INVESTMENT MANAGERS INTERNATIONAL NATIXIS INVESTMENT MANAGERS PARTICIPATIONS 1 NATIXIS INVESTMENT MANAGERS PARTICIPATIONS 3

REAUMUR ACTIONS (FORMERLY – ABP DIVERSIFIE)

Insurance investment mutual fund

Distribution

RECOMMERCE

Online service Online service

RENTABILIWEB MARKETING RENTABILIWEB SERVICES RENTABILIWEB TECHNOLOGIES

Holding company

Internal services provider

Online service

Holding company

RIOU

Real estate operations

NATIXIS LIFE

Life insurance

RIVES CROISSANCE ROISSY COLONNADIA

Holding company

Investment company (extension of activity) Holding company M&A advisory services

NATIXIS MARCO

Real estate operations Real estate operations Real estate operations

NATIXIS PAIEMENT HOLDING

SCI ALTAIR 1 SCI ALTAIR 2

NATIXIS PARTNERS

NATIXIS PAYMENT SOLUTIONS

Banking services

SAS ALPES DÉVELOPPEMENT DURABLE INVESTISSEMENT SAS FINANCIÈRE IMMOBILIÈRE 15 SAS FONCIÈRE DES CAISSES D’EPARGNE

5

Private equity

NATIXIS PRIVATE EQUITY

Private equity

Housing real estate development

NATIXIS SA

Credit institution Credit institution

Investment property Investment property Real estate operations Investment property

NATIXIS WEALTH MANAGEMENT

SAS FONCIÈRE ECUREUIL II

Credit institution, electronic payment systems, new technologies and holding company Management of venture capital mutual funds

SAS GARIBALDI PARTICIPATIONS

NATURAL SECURITY SAS

SAS NSAVADE

SAS SOCIÉTÉ IMMOBILIÈRE DE LA RÉGION RHÔNE ALPES

NAXICAP PARTNERS

Real estate operations

NAXICAP RENDEMENT 2018 NAXICAP RENDEMENT 2022 NAXICAP RENDEMENT 2024

Private equity Private equity Private equity

SAS TASTA

Services company

SASU BFC CROISSANCE

Private equity

SAVOISIENNE

Holding company Credit institution

NOVA IMMO OCÉORANE

Real estate operations

SBE

Financial investment advisory services

SCI AVENUE WILLY BRANDT

Real estate operations Real estate operations Real estate operations Real estate operations Real estate operations Real estate operations Real estate operations Real estate operations Real estate operations Investment property Real estate operations Investment property Real estate operations Real estate operations Real estate operations

ONEY BANK SA

Holding company

SCI BPSO

Credit institution, electronic payment systems, new technologies and holding company Credit institution, electronic payment systems, new technologies and holding company Credit institution, electronic payment systems, new technologies and holding company Credit institution, electronic payment systems, new technologies and holding company Insurance investment mutual fund

SCI BPSO BASTIDE

SCI BPSO MÉRIGNAC 4 CHEMINS

ONEY F’N’P SAS

SCI BPSO TALENCE SCI DANS LA VILLE

ONEY INVESTMENT SAS

SCI DU CRÉDIT COOPÉRATIF DE SAINT-DENIS SCI ECUREUIL DU PLAN SARRAIN

ONEY SERVICES SAS

SCI FAIDHERBE SCI FONCIÈRE 1

SCI GARIBALDI OFFICE SCI LAFAYETTE BUREAUX SCI LAVOISIER ECUREUIL

ONEYTRUST SAS

OPCI FRANCEUROPE IMMO

OSSIAM

Asset Management

SCI LE CIEL

OSTRUM AM (FORMERLY NATIXIS ASSET MANAGEMENT)

Asset Management

SCI LE RELAIS

343

UNIVERSAL REGISTRATION DOCUMENT 2019 | GROUPE BPCE