BPCE - 2019 Universal Registration Document

FINANCIAL REPORT

IFRS CONSOLIDATED FINANCIAL STATEMENTS OF GROUPE BPCE AS AT DECEMBER 31, 2019

Country of operation

Business

Country of operation

Business

APOUTICAYRE LOGEMENTS

Real estate operations Insurance brokerage Commercial company

BPCE SERVICES FINANCIERS (formerly CSF-GCE)

Services company

ARIES ASSURANCES

BPCE SFH

Funding

BALTIQ

BPCE SOLUTIONS CRÉDIT (FORMERLY GIE ECUREUIL CRÉDIT)

BANQUE BCP SAS BANQUE DE SAVOIE BANQUE PALATINE

Credit institution Credit institution Credit institution

Services company

BPCE VIE (formerly ABP VIE) BRED BANQUE POPULAIRE

Insurance

Credit institution

BANQUE POPULAIRE ALSACE LORRAINE CHAMPAGNE BANQUE POPULAIRE AQUITAINE CENTRE ATLANTIQUE BANQUE POPULAIRE AUVERGNE RHÔNE ALPES BANQUE POPULAIRE BOURGOGNE FRANCHE-COMTÉ BANQUE POPULAIRE DU NORD BANQUE POPULAIRE DU SUD BANQUE POPULAIRE GRAND OUEST BANQUE POPULAIRE MÉDITERRANÉE BANQUE POPULAIRE OCCITANE BANQUE POPULAIRE RIVES DE PARIS BANQUE POPULAIRE VAL DE FRANCE

BRED COFILEASE BRED GESTION

Non-real estate leasing

Credit institution

Credit institution

Credit institution

BRETAGNE PARTICIPATIONS

Private equity

BTP BANQUE

Credit institution

Credit institution

BTP CAPITAL CONSEIL

Financial investment advisory services

BTP CAPITAL INVESTISSEMENT

Private equity

Credit institution Credit institution Credit institution Credit institution Credit institution Credit institution Credit institution Credit institution Real estate leasing

BURODIN

Real estate operations

CAISSE D’EPARGNE AQUITAINE POITOU-CHARENTES CAISSE D’EPARGNE BRETAGNE PAYS DE LOIRE CAISSE D’EPARGNE CÔTE D’AZUR CAISSE D’EPARGNE D’AUVERGNE ET DU LIMOUSIN CAISSE D’EPARGNE DE BOURGOGNE FRANCHE-COMTÉ CAISSE D’EPARGNE DE MIDI-PYRÉNÉES CAISSE D’EPARGNE GRAND EST EUROPE CAISSE D’EPARGNE HAUTS DE FRANCE CAISSE D’EPARGNE ILE-DE-FRANCE

Credit institution

Credit institution Credit institution

Credit institution

BATILEASE BATIMAP BATIMUR

Credit institution Credit institution Credit institution Credit institution Credit institution

Non-real estate leasing Non-real estate leasing Non-real estate and real estate leasing Real estate operations Real estate operations Real estate operations

BATIROC BRETAGNE PAYS DE LOIRE

BCEF 64

CAISSE D’EPARGNE LANGUEDOC-ROUSSILLON

BDR IMMO 1

5

Credit institution Credit institution

BEAULIEU IMMO

CAISSE D’EPARGNE LOIRE-CENTRE CAISSE D’EPARGNE LOIRE DRÔME ARDÈCHE CAISSE D’EPARGNE NORMANDIE

BIC BRED

Credit institution

BLEU RÉSIDENCE LORMONT BORDELONGUE GODEAS

Real estate operations Real estate operations

Credit institution Credit institution

BP DÉVELOPPEMENT

Private equity Private equity

CAISSE D’EPARGNE PROVENCE-ALPES-CORSE

BPA ATOUTS PARTICIPATIONS

Credit institution Credit institution Financial company

BPCE ACHATS

Services company Service providers Insurance company Real estate leasing

CAISSE D’EPARGNE RHÔNE ALPES

BPCE APS

CAISSE SOLIDAIRE CAPITOLE FINANCE

BPCE ASSURANCES

Non-real estate leasing

BPCE BAIL

CASDEN BANQUE POPULAIRE

Credit institution Holding company

BPCE CAR LEASE BPCE ENERGECO

Long-term vehicle leasing Non-real estate leasing

CE CAPITAL

CE DÉVELOPPEMENT

Private equity

BPCE FACTOR

Factoring

CE HOLDING PARTICIPATIONS

Holding company Holding company

BPCE FINANCEMENT

Consumer finance

CEBIM

BPCE INFOGÉRANCE & TECHNOLOGIES

IT services

CEPAC FONCIÉRE

Real estate operations

BPCE INTERNATIONAL

Specialized credit institution

CEPAC INVESTISSEMENT ET DÉVELOPPEMENT

Private equity

BPCE LEASE

Non-real estate leasing

CEPAIM SA

Real estate operations Guarantee company Real estate leasing

BPCE LEASE IMMO BPCE LEASE RÉUNION

Real estate leasing

CFG COMPTOIR FINANCIER DE GARANTIE

Non-real estate leasing

CICOBAIL SA

BPCE MASTER HOME LOANS FCT/BPCE CONSUMER LOANS FCT BPCE MASTER HOME LOANS DEMUT/BPCE CONSUMER LOANS DEMUT

French securitization fund (FCT)

CLICK AND TRUST

Data processing

CO ASSUR CONSEIL ASSURANCE SA (BROKERAGE)

French securitization fund (FCT)

Insurance brokerage advisory

BPCE PERSONAL CAR LEASE BPCE PRÉVOYANCE (formerly ABP PREVOYANCE) BPCE RELATION ASSURANCES

Long-term vehicle leasing

COFACE EUROPE

Credit insurance and related services

COFACE SA

Holding company

Personal protection insurance

COFEG

Consulting

Services company Credit institution

COFIBRED

Holding company

BPCE SA

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UNIVERSAL REGISTRATION DOCUMENT 2019 | GROUPE BPCE