BPCE - 2019 Universal Registration Document

FINANCIAL REPORT

IFRS CONSOLIDATED FINANCIAL STATEMENTS OF GROUPE BPCE AS AT DECEMBER 31, 2019

For the non-consolidated structured entities that the Group sponsors without holding any interests, the impact on the financial statements is presented below: Fiscal year 2019

Securitization

Asset Management

in millions of euros

Income from entities Income from entities

32

185

1

Net fee and commission income

(1) 31

142

Net gains or losses on financial instruments at fair value through profit or loss Carrying amount of assets transferred to the entity during the fiscal year

43

948

Fiscal year 2018

Securitization

Asset Management

in millions of euros

Income from entities

1

175 169

Net fee and commission income

(1)

Net gains or losses on financial instruments at fair value through profit or loss Carrying amount of assets transferred to the entity during the fiscal year

3

5

1,181

12.6

LOCATIONS BY COUNTRY

NET BANKING INCOME AND HEADCOUNT BY COUNTRY 12.6.1 Information on employees by category is presented in Chapter 2, “Non-financial performance disclosures.”

Fiscal year 2019

Profit or loss before tax (in millions of euros) (1)

Net banking income (in millions of euros)

Income tax (in millions of euros) (2)

FTE headcount (3) 12/31/2019

5

European Union Member States Germany

231

(44)

(38)

614

Austria Belgium Bulgaria Denmark

25 42

7

(1) (7)

86 47 11 71

24 (0)

1

0

16

5

(1)

Spain France

133

75

(17)

598

18,492

3,733

(1,307)

88,317

United Kingdom

916

607

(108)

706 126

Hungary

4 2

1

0

Ireland

(6)

(0)

5

Italy

194

103

(29)

311

Lithuania

4

2

(0)

18

Luxembourg

181

99

(15)

225

Malta

8

6 8 9

0

31 95

Netherlands

24 33 41

(2) (3) (3) (0) (0)

Poland

618 951

Portugal

47

Czech Republic

3 8

1 3

8

Romania Slovakia Sweden

306

(1)

(2)

0 1

8

4

2

11

Other European Countries Monaco

97 16

5 3 5

(2) (2)

26

Russia

155

Slovenia

5

0

67

Switzerland

71

28

(6)

139

337

UNIVERSAL REGISTRATION DOCUMENT 2019 | GROUPE BPCE