BPCE - 2019 Universal Registration Document

FINANCIAL REPORT

IFRS CONSOLIDATED FINANCIAL STATEMENTS OF GROUPE BPCE AS AT DECEMBER 31, 2019

5.5.1

SECURITIES AT AMORTIZED COST

12/31/2019

12/31/2018

in millions of euros

Treasury bills and equivalent Bonds and other debt securities Impairment for expected credit losses

15,734 13,373

18,264 13,675

(185)

(163)

TOTAL SECURITIES AT AMORTIZED COST

28,922

31,776

The fair value of securities at amortized cost is presented in Note 10. The classification of outstanding loans and impairment for credit losses by impairment Stage is detailed in Note 7.1.

5.5.2

LOANS AND RECEIVABLES DUE FROM BANKS AND SIMILAR AT AMORTIZED COST

12/31/2019

12/31/2018

in millions of euros

Current accounts with overdrafts

6,713 5,032

7,961 6,458

Repurchase agreements Accounts and loans (1)

72,725

72,304

Other loans or receivables due from banks

50

31

Security deposits paid

5,197

4,449

Impairment for expected credit losses

(61)

(60)

TOTAL LOANS AND RECEIVABLES DUE FROM BANKS 91,142 Livret A, LDD and LEP savings accounts centralized with Caisse des Dépôts et Consignations and recorded under “Accounts and loans” amounted to €68,187 million at (1) December 31, 2019 versus €66,384 million at December 31, 2018. 89,656

The fair value of loans and receivables due from banks and similar is presented in Note 10. The classification of outstanding loans and impairment for credit losses by impairment Stage is detailed in Note 7.1.

5.5.3

LOANS AND RECEIVABLES DUE FROM CUSTOMERS AT AMORTIZED COST

5

12/31/2019

12/31/2018

in millions of euros

Current accounts with overdrafts Other facilities granted to customers Loans to financial sector customers

13,077 683,623 10,464 83,877 169,619 365,788

12,881 649,775

8,016

Short-term credit facilities

74,027 161,710 347,693

Equipment loans

Home loans Export loans

3,773 6,566

3,802 8,518

Repurchase agreements

Finance leases

18,309

17,539

Subordinated loans

536

612

Other loans

24,690

27,858

Other loans or receivables due from customers

8,635

8,927

Security deposits paid

732

314

Gross loans and receivables due from customers

706,067 (12,810) 693,257

671,898 (12,617) 659,281

Impairment for expected credit losses

TOTAL LOANS AND RECEIVABLES DUE FROM CUSTOMERS

The fair value of loans and receivables due from customers is presented in Note 10. The classification of outstanding loans and impairment for credit losses by impairment Stage is detailed in Note 7.1.

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UNIVERSAL REGISTRATION DOCUMENT 2019 | GROUPE BPCE