BPCE - 2019 Universal Registration Document

NON-FINANCIAL PERFORMANCE REPORT

CROSS-REFERENCE TABLE OF THE MAIN SOCIAL, ENVIRONMENTAL AND SOCIETAL INFORMATION

Cross-reference table of the main social, 2.7 environmental and societal information

Major gross ESG risks (1)

GRI 4 equivalent

Article 173 LTECV (2)

Global Compact

Sustainable development goals

Page No.

Business ethics, transparency and respect for law

G4-56; G4-41; G4-SO4 and FS4

10

16

83

Data security and confidentiality Lasting relations with customers

G4-PR8

92 91

FS3; FS5; G4-PR8; G4-24; G4-26 G4-EC2; FS1; G4-EN27; FS15

Financing for the energy transition, green and blue growth and solidarity-based growth

III IV VI (3)

8, 9

6, 7, 8, 9, 11, 12, 13, 14, 15 66

Working conditions

G4-LA4; G4-LA5; G4-LA6; G4-LA8; G4-HR4; G4-HR5; G4-HR6

3

3, 4, 8, 16

104

Employability and transformation of jobs G4-LA9; G4-LA10

3

4, 8, 13

101

Integration of ESG criteria in lending/investment decisions Financing for local regions

G4-EC2; G4-EN27; FS1; FS2; FS3; FS11;

III V

7, 8

6, 7, 8, 9, 10, 11, 12, 14

67 & 79

G4-EN27; G4-EN28; G4-EN29; G4-EN30; G4-EC7; FS8; FS7 G4-SO1; G4-SO2; G4-9; FS13; G4-EC1; G4-EC9

2, 4, 7, 8, 11, 12, 13, 14, 16 70

Regional footprint

1, 2, 8, 9

48

Accessibility of products and services & inclusive finance Customer protection and transparency of the range of products and services

FS7; FS14; FS16; G4-9

1, 8, 10, 11

74

G4-PR5

91

Diversity among employees

G4-10; G4-LA1; G4-HR3; G4-HR8

1, 2, 3, 4, 5, 6 5, 8, 10

100

Involvement in the governance of investment targets

G4-16; FS5

81

Based on the risk analysis performed in Chapter 2.2 pursuant to directive 2014/95/EU, enacted into French law by Ministerial Order No. 2017-1180 of July 19, 2017 and Decree (1) No. 2017-1265 of August 9, 2017, amending Articles L. 225-102-1 and R. 225-104 to R. 225-105-2 of the French Commercial Code initially established by Article 225 of the Grenelle 2 Act of 2010 and its 2012 implementing decree. French Energy Transition for Green Growth Act. (2) Information required in accordance with Article 173, Section VI, of the French Energy Transition for Green Growth Act, available on the reports published by the companies in question.

112

UNIVERSAL REGISTRATION DOCUMENT 2019 | GROUPE BPCE

www.groupebpce.com