BPCE - 2019 RISK REPORT Pillar III

CAPITAL MANAGEMENT AND CAPITAL ADEQUACY

DETAILED QUANTITATIVE DISCLOSURES

12/31/2019

Regulatory method of consolidation (2)

Statutory method of conso- lidation (2)

Neither consolidated nor

Owner- ship interest

Controlling interest

Company

Location (1)

FC PC EQ

deducted Deducted

Business

Real estate operations Real estate operations

TÉTRIS

FR

50% 50%

FC

X

VIVALIS INVESTISSEMENTS III-3 – BPCE subsidiaries

FR

100% 100%

FC

X

4

IT systems and software consulting

ALBIANT-IT

FR

100% 100%

FC

X

Real estate leasing

BATILEASE

FR

100% 100%

FC

X

Services company

BPCE ACHATS

FR

98% 98%

FC

X

Real estate leasing

BPCE BAIL

FR

100% 100%

FC

X

Operational vehicle leasing Non-real estate leasing

BPCE Car Lease

FR

100% 100%

FC

X

BPCE ENERGECO

FR FR

100% 100% 100% 100%

FC FC

X X

BPCE FACTOR

Factoring Consumer finance

BPCE Financement: BPCE INFOGÉRANCE & TECHNOLOGIES

FR

100% 100%

FC

X

FR

100% 100%

FC

X

IT services

Non-real estate leasing

BPCE LEASE

FR

100% 100%

FC

X

Real estate leasing

BPCE LEASE IMMO

FR

100% 100%

FC

X

Non-real estate and real estate leasing Non-real estate and real estate leasing Non-real estate leasing Non-real estate leasing Non-real estate leasing French securitization fund (FCT) French securitization fund (FCT) Operational vehicle leasing

BPCE LEASE MADRID – Branch

ES

100% 100%

FC

X

BPCE LEASE MILAN – Branch

IT

100% 100%

FC

X

BPCE LEASE NOUMÉA

NC

99% 99%

FC

X

BPCE LEASE RÉUNION

RE

100% 100%

FC

X

BPCE LEASE TAHITI

PF

100% 100%

FC

X

BPCE MASTER HOME LOANS FCT/BPCE CONSUMER LOANS FCT BPCE MASTER HOME LOANS DEMUT/BPCE CONSUMER LOANS DEMUT

FR

100% 100%

FC

X

FR

100% 100%

FC

X

BPCE PERSONAL CAR LEASE BPCE SERVICES FINANCIERS (formerly CSF-GCE)

FR

100% 100%

FC

X

Services company Funding Services company

FR FR

98% 98% 100% 100%

FC FC

X X

BPCE SFH

BPCE SOLUTIONS CRÉDIT (EX GIE ECUREUIL CRÉDIT)

FR

100% 100%

FC

X

Real estate leasing

CICOBAIL SA

FR

100% 100%

FC

X

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RISK REPORT PILLAR III 2019 | GROUPE BPCE