BPCE - 2019 RISK REPORT Pillar III

CAPITAL MANAGEMENT AND CAPITAL ADEQUACY

DETAILED QUANTITATIVE DISCLOSURES

12/31/2019

Regulatory method of consolidation (2)

Statutory method of conso- lidation (2)

Neither consolidated nor

Owner- ship interest

Controlling interest

Company

Location (1)

FC PC EQ

deducted Deducted

Business

BCP LUXEMBOURG

LU 100% 100%

FC FC FC FC FC FC

X X X X X X

Bank Bank Bank

BIC BRED

FR

100% 100%

BIC BRED (Suisse) SA BP DÉVELOPPEMENT

CH 100% 100%

FR FR

90% 95% 100% 100%

Private equity Private equity Private equity

4

BPA ATOUTS PARTICIPATIONS

BRD CHINA LTD

CN 100% 100%

Financial company

BRED BANK CAMBODIA PLC

KH 100% 100%

FC FC

X X

BRED BANK FIJI LTD

FJ

100% 100%

Bank

Non-real estate leasing

BRED COFILEASE BRED GESTION

FR FR

100% 100% 100% 100%

FC FC FC FC FC FC

X X X X X X

Bank

BRED IT

TH 100% 100%

IT services

BRED SALOMON ISLAND

SB VU FR

85% 85% 85% 85% 90% 90%

Bank Bank Bank

BRED VANUATU

BTP BANQUE

Financial investment

advisory services

BTP CAPITAL CONSEIL

FR FR FR

90% 90% 53% 53% 40% 40%

FC FC EQ

X X

BTP CAPITAL INVESTISSEMENT

Private equity Private equity

CADEC

X

CAISSE DE GARANTIE IMMOBILIÈRE DU BÂTIMENT

FR

30% 30%

EQ

X

Insurance Financial company Data processing Consulting

CAISSE SOLIDAIRE

FR

80% 80%

FC

X

CLICK AND TRUST

FR FR

100% 100% 100% 100%

FC FC

X X

COFEG

Holding company

COFIBRED COOPEST

FR BE

100% 100% 32% 32%

FC EQ

X

X

Private equity Non-real estate and real estate leasing

CREPONORD

FR

100% 100%

FC

X

Portfolio management

ECOFI INVESTISSEMENT

FR

100% 100%

FC

X

Payment institution

EPBF

BE FR

100% 100% 38% 38%

FC EQ

X

ESFIN

X

Private equity Portfolio management Private equity Private equity French securitization fund (FCT)

ESFIN GESTION EURO CAPITAL EXPANSINVEST

FR FR FR

100% 100% 81% 81% 100% 100%

FC FC FC

X X X

FCC ELIDE

FR

100% 100%

FC

X

Holding company

FINANCIÈRE DE LA BP OCCITANE

FR

100% 100%

FC

X

FINANCIÈRE IMMOBILIÈRE DERUELLE

Real estate investment

FR

100% 100%

FC

X

Holding company

FINANCIÈRE PARTICIPATION BPS

FR

100% 100%

FC

X

57

RISK REPORT PILLAR III 2019 | GROUPE BPCE