BPCE - 2019 RISK REPORT Pillar III
CREDIT RISKS
DETAILED QUANTITATIVE DISCLOSURES
12/31/2018
Gross carrying values of
Exposures in default
Non-defaulted exposures
Specific credit risk adjustment
Net value of exposures
in millions of euros
Food & Beverage
1,058 1,512 1,752
16,075 16,882 52,351 10,726 27,890
713 685 973 623 259 135 539 775 421 419 119 347 178 114 929 429 241 78
16,420 17,709 53,130 11,030 27,927
Construction Real estate
Tourism – Hotels – Catering
927 297 410 734 591 708 179 545 339 153 237
Pharma – Healthcare
Communication
8,499
8,774
Services
19,162 23,462
19,357 23,935
Distribution – Trade
1,248
5
Consumer goods
9,407
9,577
Energy
30,698
30,987
Technology
8,819
8,879
Electrical and mechanical construction
11,979
12,177
Staple industries
9,660
9,821
Utilities
35,809 232,863 58,472 15,002 14,610 48,464 12,964 357,629 36,165
35,884 232,986 58,781 15,152 14,877 49,010 12,952 362,350 36,138
Administration
Finance/Insurance
1,237
Holding companies and diversified
579 508
Transportation
Real estate leasing
1,789
1,244
International commodities trade
4
15
Individual customers
8,490 1,401
3,769 1,428
Other
TOTAL
24,699
1,057,588
14,433
1,067,854
Note: Livret A exposures, reserves and deferred tax assets are recorded under “Governments”. All retail customers are recorded under “Retail”.
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RISK REPORT PILLAR III 2019 | GROUPE BPCE
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