BPCE - 2019 RISK REPORT Pillar III

5

CREDIT RISKS

DETAILED QUANTITATIVE DISCLOSURES

TABLE 36 – CONCENTRATION OF EXPOSURES BY INDUSTRY OR COUNTERPARTY TYPE

12/31/2019

Tourism – Hotels – Catering

Food & Beverage

Cons- truction Real estate

Pharma – Healthcare

Communi- cation

Distribution – Trade

Consumer goods

Services

in millions of euros

Central governments or central banks

- -

-

- -

- -

0 0

- -

-

-

- -

Institutions Corporates

0

0

25

7,129 5,207

9,964 5,678

16,327

5,720 4,707

5,173

7,595

5,764 8,751

13,609

5,278 3,297

Retail

2,322

11,791

419

2,492

Equity exposures

8

4

149

3

16

16

24

21

15

Total IRB approach Central governments or central banks Regional governments or local authorities Public sector entities

12,344

15,646

18,797

10,430

16,980

8,030

14,540

16,147

8,590

-

-

0

-

4

-

0

-

-

7

115

0

103 542

3

57 60

37

-

-

191

1,115

408

7,564

729

2

0

Multilateral development banks

-

-

-

-

-

-

-

-

-

International organizations Institutions

- -

- -

-

- -

- -

- -

-

-

- -

3

4

20

Corporates

4,464

2,172

20,310

1,128

3,974

2,024

3,113

7,935

840

Retail

36

58

590

57

79

35

144

105

33

Secured by mortgages on immovable property Exposures in default Items associated with particularly high risk Claims on institutions and corporates with a short-term credit assessment Collective investment undertakings Covered bonds

152

77 63

9,497

380

498

15 31

200

479 166

12 24

70

476

36

61

64

- -

- -

9,704

- -

- -

- -

6

11

- -

-

-

-

38

22

5

5

7

8

15

120

9

- - -

- - -

-

- - -

- - -

- - -

- - -

- - -

- - -

Equity exposures Other exposures

0

-

Total standardized approach

4,958

3,623

40,995 59,792

2,251

12,191 29,171

2,230

4,312

8,839

917

TOTAL 9,507 Note: Livret A passbook savings account exposures, reserves and deferred tax assets are classified in the “Governments” category. All individual retail customers are classified in the “Retail” category. 17,302 19,269 12,682 10,260 18,851 24,986

104

RISK REPORT PILLAR III 2019 | GROUPE BPCE

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