BPCE - 2019 RISK REPORT Pillar III
5
CREDIT RISKS
DETAILED QUANTITATIVE DISCLOSURES
TABLE 36 – CONCENTRATION OF EXPOSURES BY INDUSTRY OR COUNTERPARTY TYPE
12/31/2019
Tourism – Hotels – Catering
Food & Beverage
Cons- truction Real estate
Pharma – Healthcare
Communi- cation
Distribution – Trade
Consumer goods
Services
in millions of euros
Central governments or central banks
- -
-
- -
- -
0 0
- -
-
-
- -
Institutions Corporates
0
0
25
7,129 5,207
9,964 5,678
16,327
5,720 4,707
5,173
7,595
5,764 8,751
13,609
5,278 3,297
Retail
2,322
11,791
419
2,492
Equity exposures
8
4
149
3
16
16
24
21
15
Total IRB approach Central governments or central banks Regional governments or local authorities Public sector entities
12,344
15,646
18,797
10,430
16,980
8,030
14,540
16,147
8,590
-
-
0
-
4
-
0
-
-
7
115
0
103 542
3
57 60
37
-
-
191
1,115
408
7,564
729
2
0
Multilateral development banks
-
-
-
-
-
-
-
-
-
International organizations Institutions
- -
- -
-
- -
- -
- -
-
-
- -
3
4
20
Corporates
4,464
2,172
20,310
1,128
3,974
2,024
3,113
7,935
840
Retail
36
58
590
57
79
35
144
105
33
Secured by mortgages on immovable property Exposures in default Items associated with particularly high risk Claims on institutions and corporates with a short-term credit assessment Collective investment undertakings Covered bonds
152
77 63
9,497
380
498
15 31
200
479 166
12 24
70
476
36
61
64
- -
- -
9,704
- -
- -
- -
6
11
- -
-
-
-
38
22
5
5
7
8
15
120
9
- - -
- - -
-
- - -
- - -
- - -
- - -
- - -
- - -
Equity exposures Other exposures
0
-
Total standardized approach
4,958
3,623
40,995 59,792
2,251
12,191 29,171
2,230
4,312
8,839
917
TOTAL 9,507 Note: Livret A passbook savings account exposures, reserves and deferred tax assets are classified in the “Governments” category. All individual retail customers are classified in the “Retail” category. 17,302 19,269 12,682 10,260 18,851 24,986
104
RISK REPORT PILLAR III 2019 | GROUPE BPCE
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