BPCE - 2018 Risk report / Pillar III

5 CREDIT RISK

Quantitative disclosures

Restructured loans TABLE 25 – ADJUSTMENTS DUE TO FINANCIAL HARDSHIPS ➡

12/31/2018

12/31/2017

Off-balance sheet commitments

Off-balance sheet commitments

Loans and receivables

Loans and receivables

Total

Total

in millions of euros

Impaired restructured loans Performing restructured loans

6,575 2,354 8,929

16

6,591 2,354 8,945

6,625 2,542 9,167

93 73

6,718 2,615

TOTALRESTRUCTUREDLOANS

16

166

9,333

Impairment

(1,884)

4

(1,880)

(1,976)

2

(1,974)

Collateral received

5,872

18

5,890

5,341

23

5,364

TABLE 26 – BREAKDOWN OF GROSS LOAN OUTSTANDINGS ➡

12/31/2018

12/31/2017

Off-balance sheet commitments

Off-balance sheet commitments

Loans and receivables

Loans and receivables

Total

Total

in millions of euros

Restructuring: amendments to terms and conditions

5,189 3,741 8,929

12

5,201 3,745 8,945

5,848 3,319 9,167

113

5,961

Restructuring: refinancing

4

53

3,372

TOTALRESTRUCTUREDLOANS

16

166

9,333

TABLE 27 – COUNTERPARTIES BY GEOGRAPHIC AREA ➡

12/31/2018

12/31/2017

Off-balance sheet commitments

Off-balance sheet commitments

Off-balance sheet commitments

Loans and receivables

Loans and receivables

Total

in millions of euros

France

7,494 1,435 8,929

8 8

7,502 1,443 8,945

7,189 1,978 9,167

139

7,328

Other countries

27

2,005

TOTALRESTRUCTUREDLOANS

16

166

9,333

98

Risk Report Pillar III 2018