BPCE - 2018 Risk report / Pillar III

3 CAPITAL MANAGEMENT AND CAPITAL ADEQUACY Detailed quantitative disclosures

December 31, 2018

Regulatory method of consolidation

Neither conso- lidated nor deducted

Statutory method of conso- lidation  (2)

Propor- tionate conso- lidation

Owner- ship interest

Control- ling interest

Full conso- lidation

Equity me- thod

Loca- tion  (1)

Dedu- cted

Business

Company

Investment property Services company

MIFCOS

FR 100% 100% FC

X

SOCIÉTÉ D’EXPLOITATIONMAB (SEMAB)

FR 100% 100% FC FR 33% 33% EQ LU 98% 100% FC

X

SOCRAM BANQUE

X X

Bank

SURASSUR

Reinsurance

Holassure Group CNP ASSURANCES (GROUP)

FR 16% 16% EQ

X

Insurance Holding company Holding company

HOLASSURE

FR 100% 100% FC

X

SOPASSURE

FR 50% 50% JO

X

BPCE International Group

Equipmentand real estate leasing

ARAB INTERNATIONAL LEASE

TN 57% 95% FC

X

BANQUE DE NOUVELLE-CALÉDONIE

NC 97% 97% FC FP 97% 97% FC

X X

Bank Bank

BANQUE DETAHITI

BANQUE MALGACHE DE L’OCEAN INDIEN BANQUE TUNISO KOWEITIENNE

MG 71% 71% FC TN 60% 60% FC

X

Bank Bank

X

BCI BQ COMMERCIALE INTERNATIONALE

CG 100% 100% FC CM 68% 68% FC

X X

Bank Bank

BICEC

Specialized credit institution Specialized credit institution Real estate development Debt collection

BPCE INTERNATIONAL

FR 100% 100% FC

X

BPCE INTERNATIONALHO CHI MINHCITY (Vietnambranch)

VN 100% 100% FC

X

BPCEMAROC

MA 100% 100% FC TN 60% 100% FC FR 21% 21% EQ

X X

EL ISTIFA

FRANSABANK

X

Bank

Financial investment

advisory services

INGEPAR

FR 100% 100% FC

X

Real estate development Financial investment

MEDAI SA

TN 67% 79% FC

X

advisory services

OCEORANE

MQ 100% 100% FC

X

International development and consulting services International development and consulting services

PRAMEXINTERNATIONAL

FR 100% 100% FC

X

PRAMEXINTERNATIONAL APLTD – HONG KONG

HK 100% 100% FC

X

50

Risk Report Pillar III 2018