BPCE - 2018 Risk report / Pillar III

CAPITAL MANAGEMENT AND CAPITAL ADEQUACY Detailed quantitative disclosures

December 31, 2018

Regulatory method of consolidation

3

Neither conso- lidated nor deducted

Statutory method of conso- lidation  (2)

Propor- tionate conso- lidation

Owner- ship interest

Control- ling interest

Full conso- lidation

Equity me- thod

Loca- tion  (1)

Dedu- cted

Business

Company

Real estate operations Real estate operations Real estate operations Real estate operations Investment property Real estate operations Real estate operations Real estate operations Real estate operations Privateequity

SCI LOIRECENTRE MONTESPAN FR 100% 100% FC

X

SCI MARCELPAUL ECUREUIL

FR 100% 100% FC

X

SCI NOYELLES

FR 100% 100% FC

X

SCI TOURNON

FR 100% 100% FC

X

SNC ECUREUIL5 RUE MASSERAN FR 100% 100% FC

X

SODEROPARTICIPATIONS SPPICAV AEW FONCIÈRE ECUREUIL

FR 67% 67% FC

X

FR 100% 100% FC

X

TECHNOCITÉTERTIA

FR 100% 100% FC

X

TÉTRIS

FR 50% 50% FC

X

VIVALISINVESTISSEMENTS III-3 – BPCE subsidiaries

FR 100% 100% FC

X

Holding company

3F HOLDING

DE 99% 98% FC

X

IT systems and software consulting

ALBIANT-IT

FR 100% 100% FC FR 100% 100% FC

X X

BP COVERED BONDS

Funding Services company

BPCEACHATS

FR 97% 98% FC

X

BPCE INFOGÉRANCE ET TECHNOLOGIES

FR 100% 100% FC

X

IT services

BPCEMASTER HOME LOANS DEMUT/BPCE CONSUMER LOANS DEMUT BPCEMASTER HOME LOANS FCT/BPCECONSUMER LOANS FCT BPCESERVICES FINANCIERS (formerlyCSF-GCE)

French securitization fund (FCT) French securitization fund (FCT)

FR 100% 100% FC

X

FR 100% 100% FC

X

Services company Funding Services company

FR 98% 98% FC FR 100% 100% FC

X X

BPCESFH

BPCESOLUTIONS CREDIT (formerly GIE ECUREUIL CREDIT)

FR 100% 100% FC

X

BPCE Guaranteeand Solidarityfund Securitization company

DELESSERT FCP 2DECREGPT

FR 100% 100% FC

X

ESNI

FR 100% 100% FC DE 99% 99% FC

X X

FIDORBANK AG

Online bank Digital technology R&D

FIDORSolution AG

DE 99% 100% FC

X

Holding company Holding company

GCE CAPITAL

FR 100% 100% FC

X

GCE PARTICIPATIONS

FR 100% 100% FC FR 71% 71% FC

X X

NATIXIS GROUP  (3)

49

Risk Report Pillar III 2018