BPCE - 2018 Risk report / Pillar III

3 CAPITAL MANAGEMENT AND CAPITAL ADEQUACY Detailed quantitative disclosures

December 31, 2018

Regulatory method of consolidation

Neither conso- lidated nor deducted

Statutory method of conso- lidation  (2)

Propor- tionate conso- lidation

Owner- ship interest

Control- ling interest

Full conso- lidation

Equity me- thod

Loca- tion  (1)

Dedu- cted

Business

Company

NAXICAPRENDEMENT 2018 NAXICAPRENDEMENT 2022 NAXICAPRENDEMENT 2024

FR 90% 96% FC FR 90% 96% FC FR 90% 96% FC NL 100% 100% FC BE 100% 100% FC FR 100% 100% FC FR 80% 66% EQ

X X X X X X

Privateequity Privateequity Privateequity

Financial Services

NJR FINANCEBV

NJR INVEST

Privateequity Privateequity

OUEST CROISSANCE SCR PARNASSE GARANTIES

X

Insurance Holding company Holding company Holding company Insurance brokerage Non-life insurance

PARTICIPATIONSBP ACA

FR 100% 100% FC

X

PERSPECTIVES ENTREPRISES

FR 100% 100% FC

X

PLUSEXPANSION

FR 100% 100% FC

X

PREPAR COURTAGE

FR 100% 100% FC

X

PREPAR-IARD

FR 100% 100% FC

X

Life insurance and endowment Portfolio management

PREPAR-VIE

FR 100% 100% FC

X

PROMEPAR GESTION

FR 100% 100% FC

X

Holding company

RIVES CROISSANCE

FR 100% 100% FC

X

SAS ALPES DÉVELOPPEMENT DURABLE INVESTISSEMENT

FR 100% 100% FC

X

Privateequity Housingreal estate development

SAS FINANCIÈREIMMOBILIÈRE 15 FR 100% 100% FC

X

Real estate operations Real estate operations Services company

SASGARIBALDIPARTICIPATIONS FR 100% 100% FC

X

SAS SOCIÉTÉIMMOBILIÈREDE LA RÉGION RHÔNE ALPES

FR 100% 100% FC

X

SAS TASTA

FR 63% 70% FC FR 100% 100% FC

X X

SASU BFCCROISSANCE

Privateequity

Holding company

SAVOISIENNE

FR 100% 100% FC FR 100% 100% FC

X X

SBE

Bank

Real estate operations Real estate operations Real estate operations Real estate operations Real estate operations Real estate operations Real estate operations

SCI BPSO

FR 100% 100% FC

X

SCI BPSO 11 MORLAAS

FR 100% 100% FC

X

SCI BPSO BASTIDE

FR 100% 100% FC

X

SCI BPSO CAMBO

FR 100% 100% FC

X

SCI BPSO CONDESOUVENIR

FR 100% 100% FC

X

SCI BPSO GUJAN

FR 100% 100% FC

X

SCI BPSO LE BOUSCAT

FR 100% 100% FC

X

44

Risk Report Pillar III 2018