BPCE - 2018 Risk report / Pillar III

3 CAPITAL MANAGEMENT AND CAPITAL ADEQUACY Detailed quantitative disclosures

December 31, 2018

Regulatory method of consolidation

Neither conso- lidated nor deducted

Statutory method of conso- lidation  (2)

Propor- tionate conso- lidation

Owner- ship interest

Control- ling interest

Full conso- lidation

Equity me- thod

Loca- tion  (1)

Dedu- cted

Business

Company

Guarantee company Guarantee company Guarantee company Guarantee company Guarantee company Guarantee company

SOFIGARD

FR 0% 0% IRB

X

SOFISCOP

FR 0% 0% IRB

X

SOFISCOPSUD EST

FR 0% 0% IRB

X

SOMUDIMEC

FR 0% 0% IRB

X

SOMUPACA

FR 0% 0% IRB

X

C.M.G.M.

FR 0% 0% IRB

X

EDEL

FR 34% 34% EQ X

Bank

Electronic payments

MONINFO

FR 34% 34% EQ X

III) SUBSIDIARIES, JOINT VENTURESAND ASSOCIATES III-1 – BANQUE POPULAIRE SUBSIDIARIES ACLEDA

KH 12% 12% EQ FR 100% 100% FC

X

Bank

ADRAXTRA CAPITAL

X

Privateequity

Holding company

AURORA

BE 100% 100% EQ

X

Commercial company

BALTIQ

FR 100% 100% FC

X

BANQUE CALÉDONIENNE D’INVESTISSEMENT

NC 50% 50% EQ FR 100% 100% FC FR 100% 100% FC LA 70% 54% FC FR 100% 100% FC LA 10% 10% EQ LU 100% 100% FC FR 100% 100% FC CH 100% 100% FC FR 90% 96% FC FR 100% 100% FC CN 100% 100% FC DJ 51% 51% FC

X

Bank Bank Bank Bank Bank Bank Bank Bank Bank Bank

BANQUE DE SAVOIE

X

BANQUE DUPUY,DE PARSEVAL

X

BANQUE FRANCOLAO

X

BANQUE MARZE

X

BCEL

X

BCI MER ROUGE BCP LUXEMBOURG

X X X X X

BIC BRED

BIC BRED (Suisse) SA BP DÉVELOPPEMENT

Privateequity Privateequity Privateequity

BPA ATOUTSPARTICIPATIONS

X

BRDCHINALTD

X

Financial company

BRED BANKCAMBODIA PLC

KH 100% 100% FC FJ 100% 100% FC

X X

BRED BANKFIJI LTD

Bank

Non-real estate leasing

BRED COFILEASE BRED GESTION

FR 100% 100% FC FR 100% 100% FC TH 100% 100% FC VU 85% 85% FC FR 90% 100% FC

X X X X X

Bank

BRED IT

IT services

BRED VANUATU

Bank Bank

BTP BANQUE

Financial investment

advisory services

BTP CAPITALCONSEIL

FR 90% 100% FC

X

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Risk Report Pillar III 2018