BPCE - 2018 Risk report / Pillar III

5 CREDIT RISK

Detailed quantitative disclosures

TABLE 32 – CONCENTRATION OF EXPOSURES BY INDUSTRY OR COUNTERPARTY TYPE ➡

12/31/2018

  Tourism – Hotels – Catering

Food & Beverage Construction Real estate

Pharma – Healthcare

Commu- nication Services

Distribution – Trade

Consumer goods

Energy

in millions of euros

Central governments or centralbanks

- -

-

- -

- -

-

- -

-

-

- -

- -

Institutions Corporates

0

1

0

199

6,420 5,029

8,321 15,054

3,578

4,761

6,171

5,058 11,833

5,425 24,982

Retail

5,296

2,211

4,440 10,867

403

8,198

2,442

3,152

349

Equity exposures

2

7

117

10

8

9

32

18

18

8

Total IRB approach

11,451

13,624 17,383

8,028 15,636

6,583 13,288 14,492

8,595 25,340

Central governments or centralbanks

-

-

-

-

3

-

-

-

-

-

Regional government or local authorities

7

116

2

157

4

59

1,327

-

-

45

Public sector entities

88

1,125

361

614

7,693

13

768

2

0

252

Multilateraldevelopment banks

- - -

- - -

- - -

- - -

- - -

- - -

- -

- -

- - -

- - -

Internationalorganizations

Institutions Corporates

6

67

4,487

2,568 23,675

1,599

4,006

1,947

3,605

8,385

899

4,923

Retail

26

44

460

26

69

31

109

64

34

44

Secured bymortgageson immovable property

220

121 10,571

517

445

29

162

573

10

337

Exposures in default

62

88

675

85

69

107

59

241

27

35

Items associated with particularlyhigh risk

- -

- -

- -

- -

- -

- -

- -

- -

- -

- -

Coveredbonds

Claimson institutionsand corporates with a short-term credit assessment Collective investmentundertakings

79

24

3

3

1

6

33

111

11

10

- - -

- - -

- - -

- - -

- - -

- - -

- - -

- - -

- - -

- - -

Equity exposures Other exposures

Total standardized approach

4,969

4,085 35,747

3,002 12,291

2,192

6,070

9,443

982

5,647

TOTAL

16,420

17,709 53,130 11,030 27,927

8,774 19,357 23,935

9,577 30,987

104

Risk Report Pillar III 2018