BPCE - 2018 Registration document

NON-FINANCIAL PERFORMANCE REPORT Sustainable and responsible value creation

DONATION AMOUNTS BY CATEGORY ➡

National partnerships In line with the Banque Populaire network’s local initiatives, the FNBP maintains a patronage and partnership policy whose priorities for action are microfinance, education, and professional inclusion. The FNBP has created a donation fund to finance projects eligible for patronage as part of the patronage and partnerships policy it carries out for the Banque Populaire banks. The main partners involved in 2018 were ADIE, which finances and supports micro-entrepreneurs, and Entreprendre pour Apprendre (Learn Through Business), which aims to develop the entrepreneurial spirit among 8-25 year olds. In 2015, the FNBP stepped up its support for research with the creation of a “Management and Governance of Financial Cooperatives” research chair in partnership with the FNCE, BPCE and the IAE Paris graduate business school, and since 2017 by financing research projects on the cooperative banking model in partnership with the Burgundy School of Business. It is also a partner of the annual thesis contest organized by Institut Universitaire Varenne (an association that promotes the sharing of knowledge) in the “Private law on economic activities and financial cooperatives” category. The FNBP federation is a member of the European Microfinance Network (EMN) and Finances & Pédagogie. Banque Populaire Corporate Foundation The Banque Populaire Corporate Foundation is the patronage vehicle of the 14 Banque Populaire banks. As part of the Fédération Nationale des Banques Populaires (FNBP), its purpose is to help bold, talented and creative musicians, persons with disabilities and artists. Expert panels select candidates in the three categories and refer the winners to the Foundation’s Board of Directors, which decides on how to allocate the financial support. The Board of Directors is composed of Chairmen, Chief Executive Officers and directors of Banque Populaire banks, an employee representative and panel Chairmen. The Foundation demonstrates its long-term commitment by supporting its winning candidates for between one and three years. For 26 years, these actions have illustrated the values that embody the history and strength of the Banque Populaire banks: solidarity, the entrepreneurial spirit and encouraging innovation. In 2018, the Banque Populaire Corporate Foundation supported 35 winning candidates in music (young instrumentalists and composers), 35 winners from the persons with disabilities category and 26 winners from the artists category. SPONSORSHIP ACTIVITIES BY THE CAISSES D’EPARGNE A commitment to philanthropic activity lies at the heart of the history, identity and values of the Caisses d’Epargne. As a result of this historic commitment, the Caisses d’Epargne are among the leading patrons in France. In 2018, patronage activities totaled € 31.3 million and 1,131 predominantly solidarity-based local projects were financed.

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Support for start-ups 5% Other 10%

Heritage and culture 17%

Financial education 5%

Solidarity 63%

Local patronage and partnerships In line with its identity as a cooperative bank with strong local ties, each of the Caisses d’Epargne draws up its own philanthropic strategy according to local needs. To implement this strategy, the Caisses d’Epargne can either operate directly or via dedicated regional structures. The Caisses d’Epargne share a commitment to following a structured and local approach, focusing on initiatives that have a significant social impact. They are supported by a network of 15 philanthropy managers, who build a common approach through the sharing of tools and best practices. This is illustrated by the partnership with Le Rameau, an advisory and research laboratory, with which the Caisses d’Epargne and their Federation carried out an in-depth analysis of alliances between companies and associations with the goal of developing innovative solutions to local requirements. National foundations In addition to initiatives decided upon regionally, the Caisses d’Epargne also support the Caisse d’Epargne network endowment fund, and the Fondation Belem. The Caisse d’Epargne network endowment fund promotes and supports public interest initiatives aimed at fighting exclusion and financial hardship as well as initiatives and programs providing humanitarian assistance. Its purpose has been extended beyond the Caisses d’Epargne to include support for local solidarity projects, such as the Cap’Jeunes program organized by France Active. This project provides funding and support to help disadvantaged young people create a business. Since the launch of this partnership in 2016, nearly € 278,500 have been awarded to the Cap’Jeunes program, benefiting 103 young entrepreneurs.

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Registration document 2018