BPCE - 2018 Registration document
6 RISK REPORT Credit risk
BREAKDOWN OF GROSS LOAN OUTSTANDINGS ➡
12/31/2018
12/31/2017
Off-balance sheet commitments
Off-balance sheet commitments
Loans and receivables
Loans and receivables
Total
Total
in millions of euros
Restructuring: amendments to terms and conditions
5,189 3,741 8,929
12
5,201 3,745 8,945
5,848 3,319 9,167
113
5,961 3,372 9,333
Restructuring: refinancing
4
53
TOTAL RESTRUCTURED LOANS
16
166
COUNTERPARTIES BY GEOGRAPHIC AREA ➡
12/31/2018
12/31/2017
Off-balance sheet commitments
Off-balance sheet commitments
Off-balance sheet commitments
Loans and receivables
Loans and receivables
Total
in millions of euros
France
7,494 1,435 8,929
8 8
7,502 1,443 8,945
7,189 1,978 9,167
139
7,328 2,005 9,333
Other countries
27
TOTAL RESTRUCTURED LOANS
16
166
NON-PERFORMING AND FORBORNE EXPOSURES NON-PERFORMING AND FORBORNE EXPOSURES ➡
Accumulated impairment and provisions and negative fairvalue adjustments due to credit risk Collaterals received and financial guarantees received o/w Performing o/w Non-Performing
Gross carrying values of performing and non-performing exposures
o/w Performing
o/w Non-Performing
o/w perfor- ming past due > 30 days < = 90 days
Accumulated impairment and provisions on performing exposures
Accumulated impairment and provisions on non- performing exposures
Total gross carrying value of non- performing exposures
Total gross carrying value of exposures
o/w perfor- ming forborne
On non- performing exposures
o/w defaulted
o/w impaired
o/w forborne
o/w forborne
o/w forborne
o/w forborne
in millions of euros
Debt securities
76,305
-
47
346
337
327
116
(26)
(6)
(207)
(42)
57
57
Loans and advances Off-balance sheet exposures
842,565 2,058 2,307 23,999 21,767 21,571 6,459
(2,841)
(116)
(9,932)
(1,721)
12,927 5,815
173,205
-
-
1,697 1,402
-
16
354
0
323
4
22
18
656
Registration document 2018
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