BPCE - 2018 Registration document

2 NON-FINANCIAL PERFORMANCE REPORT

A range of services to meet the challenges facing our customers

CHANGE IN NEW SRI FUNDS SOLD BY THE BANQUE ➡ POPULAIRE BANKS (IN MILLIONS OF EUROS)

CHANGE IN NEW SRI FUNDS SOLD BY THE CAISSES ➡ D'EPARGNE (IN MILLIONS OF EUROS)

889.5

792.1

522.2

511.2

583.9

449.3

466.6

521.7

131.7

156.8

141.6

201.6

226.1

211.4

118.5

114.0

185.0

133.6

Ordinary passbook savings account Life insurance

Ordinary passbook savings account Life insurance

206.1

207.0

153.9

153.3

172.0

122.7

Personal equity plan

Personal equity plan

2018

2017

2016

2018

2017

2016

Wiseed Crédit Coopératif has a longstanding history in innovative and alternative finance, investing in the crowdfunding movement as a vector for developing new digital investment models. Crédit Coopératif takes advantage of opportunities arising on the Internet and builds on the momentum of new digital players. One such player is equity structure WiSEED, with which the bank formed a strong partnership to promote innovative offers in the energy, ecological and solidarity transition field. It also supports Financement Participatif France, an association that represents and promotes crowdfunding platforms. Created in 2008 and boasting over 114,700 members, WiSEED (1) organized the financing, to the tune of € 141 million, of 337 projects with a material impact on society, the environment and job creation in the fields of cooperative healthcare, the ecological transition, digital advancement, industry, real estate and renewable energy production via a wide range of financial solutions with a presentation of the projects and their impacts. Espace Asso & Espace Dons In keeping with its values of social and solidarity-based innovation and its leadership in financing members of the social and solidarity economy, in 2015 the Caisse d’Epargne network launched www.espacedons.com, an online platform where donations can be made to non-profits, foundations and endowment funds. Over and above crowdfunding solutions, some projects that meet the network’s engagement priorities in each region may benefit from a top-up donation under the local Caisse d’Epargne’s corporate patronage program.

DIGITAL SOLUTIONS SERVING INNOVATION AND SOLIDARITY The crowdfunding movement fits in perfectly with Groupe BPCE’s approach to achieving greener, more responsible, transparent and solidarity-based finance. Some Groupe BPCE entities have decided to develop special solutions to this end, either single-handedly or in partnership. Proximea Proximea is an equity crowdfunding platform created and wholly-owned by Banque Populaire Grand Ouest. Since May 2015, it has been conducting fund-raising campaigns for innovative companies and real estate developers across western France. Its business is to convince investors to invest in the capital of young companies to provide them with resources to get their strategy up and running. It starts with the launch of a communication campaign aimed at building the company’s reputation and attracting investors. Proximea’s three-person staff tap into the entity’s very deep regional roots to draw investors in closer to the real economy while benefiting their local community. Success stories include the € 600,000 raised from 53 investors for Vannes startup company Tiwal and € 1 million for a wind farm project located in Chemillé (Maine-et-Loire). In three and a half years, Proximea has raised almost € 12 million from around 800 investors for 18 different projects.

WiSEED has been authorized by the ACPR (French Prudential Supervisory and Resolution Authority for the banking and insurance sector) to operate as an Investment Service Provider under (1) number CIB 11783.

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Registration document 2018

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