BPCE - 2018 Registration document

NON-FINANCIAL PERFORMANCE REPORT A range of services to meet the challenges facing our customers

SOLIDARITY-BASED FUNDS ➡

2

Change 2017-2018

2018 N/A (2)

Indicator (AuM in millions of euros)

2017

2016

Natixis 90/10 funds (1) Mirova 90/10 funds (1) NIMI 90/10 funds (1)

2716.9

2335.8

N/A N/A N/A

526

N/A (3) N/A (3) 307.5

N/A (3) N/A (3) 255.2

2474 386.8

26% 12% 11% 17%

Ecofi Investissements 90/10 funds (1)

TOTAL ASSETS UNDER MANAGEMENT IN 90/10 FUNDS Mirova funds invested in solidarity-based companies (4) Ecofi Investissements funds invested in solidarity-based companies (5) TOTAL FUNDS INVESTED IN SOLIDARITY-BASED COMPANIES BY NATIXIS AND ECOFI

3,386.8

3,024.4

2,591.0

183.4

165.8

145.5

40.5

34.5

33.2

223.9

200.3

178.8

12%

90/10 funds combine SRI management of listed securities and management of unlisted solidarity-based securities. (1) See “Mirova and NIMI 90/10 funds” line. (2) See “Natixis 90/10 funds” line. (3) The amount of funds invested corresponds only to Mirova Solidaire (formerly Natixis Solidaire), a fund dedicated to solidarity-based investments, and does not include assets under management in (4) the solidarity-based allocation of the Insertion Emplois Dynamique 90/10 fund. Direct investments in solidarity-based companies. (5)

Responsible products sold by the Banque Populaire banks and the Caisses d’Epargne Responsible solidarity-based employee savings plans The Banque Populaire banks and the Caisses d’Epargne propose a range of SRI and/or solidarity-based employee savings solutions via Natixis Interépargne (NIE), which is now a leader in employee savings. NIE was a pioneer in responsible and solidarity-based employee savings, and was the first to offer its clients open-ended responsible and solidarity-based company investment funds. Natixis Interépargne is fully committed to the sustainable development path, ranking No. 1 in terms of solidarity-based employee savings inflows, with over € 1.5 billion in AuM representing nearly 20% of the solidarity-based employee savings market. In AuM in SRI and/or solidarity-based employee savings funds – Banque Populaire network AuM in SRI and/or solidarity-based employee savings funds – Caisse d’Epargne network TOTAL SRI AND/OR SOLIDARITY-BASED EMPLOYEE SAVINGS FUNDS SOLD BY THE BANQUE POPULAIRE BANKS AND THE CAISSES D’EPARGNE The Banque Populaire banks and the Caisses d’Epargne offer a range of Socially Responsible Investment (SRI) products in order to meet the needs of customers who are concerned about the impact of their investment decisions and who want to give meaning to their savings. This range includes the line of responsible investments managed by Mirova – a Natixis Investment Managers affiliate specialized in SRI Indicator (AuM in millions of euros) SRI and solidarity-based funds

addition, the total amount of assets in custody with Natixis Interépargne that are invested in responsible and/or solidarity-based assets was close to € 7 billion as of June 30, 2018, in a market estimated at over € 20 billion (1) . NIE’s savings inflows have combined with Mirova’s portfolio management expertise to fund sustainable and solidarity-based projects. Projects such as these are developed by financing companies that strictly observe ESG criteria, or by allocating resources to entities in the Social and Solidarity-based Economy. Natixis Interépargne’s SRI expertise is fully on display in the Cap ISR and Impact ISR ranges, which together accounted for over € 4 billion in AuM in September 2018. These two product ranges invest essentially in funds managed by Mirova, offering customers a viable and sustainable alternative to traditional financial investments.

Change 2017-2018

2018

2017

2016

1,750.8

1,719.2

1,619.4

2%

262.2

232.6

197

13%

2,012.8

1,951.8

1,816.4

3%

– as well as funds management by Ostrum AM, DNCA and Ecofi, which distribute thematic and solidarity-based SRI funds. The Finansol, TEEC and SRI certifications awarded to some of these funds The Banque Populaire banks and the Caisses d’Epargne sold € 1.4 billion in SRI and solidarity-based funds to their customers in 2018 (up 6% vs. 2017). are a sign of their quality.

Change 2017-2018

2018

Indicator (AuM in millions of euros)

2017

2016

SRI funds sold – Banque Populaire network SRI funds sold – Caisse d’Epargne network

449.3 889.5

522.2 792.1

511.2 521.7

(14%)

12%

TOTAL SRI FUNDS SOLD BY THE BANQUE POPULAIRE BANKS AND THE CAISSES D’EPARGNE

1,388.8

1,314.3

1,032.9

6%

Source AFG at June 30, 2018. (1)

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Registration document 2018