BPCE - 2018 Registration document

5 FINANCIAL REPORT

BPCE parent company annual financial statements

BPCE’s share capital, totaling € 158 million and comprising 31,539,578 shares with a par value of € 5 per share, can be broken down as follows: 15,569,789 ordinary shares held by the Caisses d’Epargne for ● € 79 million; 15,569,789 ordinary shares held by the Banque Populaire banks for ● € 79 million. At the Ordinary General Meeting of May 25, 2018, BPCE decided to pay dividends to its shareholders in the amount of € 403 million, or € 12.9382 per share, to be charged in full against income for fiscal year 2017.

The dividend was paid as follows: through an interim dividend paid on December 22, 2017 for a total ● amount of € 201,502,528.46, i.e. € 6.4691 per share, decided by the Management Board on December 21, 2017; the balance of the dividend paid to shareholders on June 27, 2018 ● for a total amount of € 201,501,528.46, i.e. € 6.4691 per share. At its meeting of December 20, 2018, BPCE’s Management Board decided to pay an interim dividend to its shareholders totaling € 201,537,903.42, or € 6.39 per share.

ANALYSIS OF LOANS AND BORROWINGS BY TERM OUTSTANDING 3.13 Sources and uses of funds with fixed due dates are presented by residual maturity and include accrued interest.

12/31/2018

Less than 1 month

1 to 3 months

3 months to

No fixed maturity

Total

in millions of euros

1 year 1 to 5 years Over 5 years

Treasury bills and equivalent

2,879

1,342

7,095

5,979

2,886

0

20,181

Loans and advances due from credit institutions

17,102

22,452

45,454

65,204

22,886

0 173,098

Customer transactions

25

17

0

178

211

0 0

431

Bonds and other fixed-income securities

5,660

579

7,391

31,716

12,463 38,446 15,214 13,681 12,744 41,639 0

57,809

Total uses of funds

25,666 38,840

24,390 13,167

59,940 103,077

0 251,519 0 131,523

Amounts due to credit institutions

19,598

44,704

Customer transactions

1,725 5,215

100

205

0

0 0

2,030

Debt securities

9,876

23,143

25,463

77,378 17,135

Subordinated debt

0

550

0

2,348

1,493

Total sources of funds

45,780

23,693

42,946

72,515

1,493 228,066

Note 4

Information on off-balance sheet items and similar transactions

4.1

COMMITMENTS GIVEN AND RECEIVED

4.1.1

Financing commitments

12/31/2018

12/31/2017

in millions of euros

Loan commitments given To banks

6,781

3,292

Documentary credit

0 0 3 3

0 0 4 4

Other credit facilities granted

Other commitments

To customers

TOTAL FINANCING COMMITMENTS GIVEN

6,784

3,296

Financing commitments received From credit institutions

49,892

46,286

From customers

3

0

TOTAL FINANCING COMMITMENTS RECEIVED

49,895

46,286

576

Registration document 2018