BPCE - 2018 Registration document

5 FINANCIAL REPORT

IFRS Consolidated Financial Statements of BPCE SA group as at December 31, 2018

Ownership interest

Consolidation method (2)

Company

Business

Location (1)

I) CONSOLIDATING ENTITY BPCE SA group

Credit institution

FR

100%

FC

II) BPCE SA GROUP SUBSIDIARIES 3F HOLDING

Holding company

DE FR FR FR FR FR FR FR FR FR FR DE DE FR FR FR FR FR FR FR FR FR LU FR FR FR FR FR

99% 98%

FC FC FC FC FC FC FC FC EQ FC FC FC FC FC FC EQ FC EQ EQ FC FC EQ FC EQ FC JO FC FC FC FC FC FC FC FC FC FC EQ FC EQ

ALBIANT-IT

IT systems and software consulting

BP COVERED BONDS

Funding

100%

BPCE ACHATS

Services company

55% 55%

BPCE INFOGÉRANCE & TECHNOLOGIE BPCE MASTER HOME LOANS FCT BPCE MASTER HOME LOANS DEMUT

IT services

French securitization fund (FCT) French securitization fund (FCT)

100% 100% 100%

BPCE SFH

Funding

BPCE SERVICES FINANCIERS (formerly CSF-GCE) BPCE SOLUTIONS CREDIT (formerly GIE ECUREUIL CREDIT)

Services company

39%

Services company Data processing

85% 34%

CLICK AND TRUST

BPCE Guarantee and Solidarity fund

DELESSERT FCP 2DEC REGPT

100% 100%

ESNI

Securitization company

FIDOR BANK AG

Online bank IT services Private equity

99% 99%

FIDOR SOLUTION AG

GCE CAPITAL

100% 100%

GCE PARTICIPATIONS

Holding company Guarantee company

GIE CE SYNDICATION RISQUES

41% 71% 30% 34%

NATIXIS GROUP (3)

INFORMATIQUE BANQUES POPULAIRES

IT services IT services

IT-CE

MIFCOS

Investment property Services company

100% 100%

SOCIÉTÉ D’EXPLOITATION MAB (SEMAB)

SOCRAM BANQUE

Credit institution

33% 96%

SURASSUR

Reinsurance

Holassure Group CNP ASSURANCES (GROUP)

Insurance

16%

HOLASSURE SOPASSURE

Holding company Holding company

100%

50%

BPCE International Group ARAB INTERNATIONAL LEASE (4)

Equipment and real estate leasing

TN NC

57% 97% 97% 71% 60%

BANQUE DE NOUVELLE-CALÉDONIE (4)

Credit institution Credit institution Credit institution Credit institution Credit institution Credit institution

FP

BANQUE DE TAHITI (4)

BANQUE MALGACHE DE L’OCÉAN INDIEN (4)

MG TN CG CM

BANQUE TUNISO KOWEITIENNE (4)

100%

BCI BANQUE COMMERCIALE INTERNATIONALE (4)

BICEC (4)

68%

BPCE INTERNATIONAL

Specialized credit institution

FR

100%

BPCE INTERNATIONAL HO CHI MINH CITY (VIETNAM BRANCH)

Specialized credit institution Real estate development

VN MA

100% 100%

BPCE MAROC FRANSABANK

Bank

FR

21%

Financial investment advisory services Real estate development Financial investment advisory services

INGEPAR (4) MEDAI SA (4)

FR TN

100%

FC FC

67%

OCEORANE

MQ

100%

FC

528

Registration document 2018