BPCE - 2018 Registration document

NON-FINANCIAL PERFORMANCE REPORT A CSR strategy aimed at incorporating sustainable development in our business lines and decision-making processes

Principles for Responsible Investment (PRI) The Principles for Responsible Investment (PRI) are designed to help institutional investors incorporate environmental, social and corporate governance (including anti-corruption) considerations in their investment decisions and practices, and thereby to improve beneficiaries’ return on investment over the long term. Natixis signed the PRI in 2010 and since then a number of Natixis Investment Managers companies have also signed up (AEW, AEW Europe, DNCA, Euro PE, Loomis, Mirova, Ostrum AM, Naxicap, Ossiam, Seventure, representing € 626 billion in assets under management (AuM), accounting for 74% of Natixis IM’s total AuM). Equator Principles By signing the Equator Principles in December 2010, Natixis acknowledged the importance of evaluating the environmental and social risks and impacts of the projects it finances using a methodology accepted by many financial institutions to encourage its customers to manage, minimize, and remedy the impacts they cause as best they can. Natixis’ areas of activity that are eligible for the Equator Principles mainly concern infrastructure, energy (oil and gas), electricity and renewable energy, and mining and metals all over the world. UNEP FI: Natixis At the end of 2018, Natixis announced its membership of the UNEP-FI Principles for Responsible Banking, becoming one of the first financial institutions besides the 28 founding members to formally commit to aligning its strategy with the United Nations Sustainable Development Goals (SDGs) and the Paris Agreement on climate change. Corporate Diversity Charter Groupe BPCE adopted the Corporate Diversity Charter in November 2010, demonstrating its determination to become a model employer. The Group enacts this commitment through special initiatives, such as the July 2010 implementation of the responsible procurement and disabilities policy (“PHARE”) and the June 2012 creation of the women’s network “Les Essenti’Elles” aimed at promoting a positive image of women and furthering their access to top positions.

Businesses and Neighborhoods Charter Groupe BPCE was the only cooperative banking group to join this project on its launch by the French Ministry for Urban Affairs in 2013. It signed a framework agreement, to which eight Banque Populaire banks and Caisses d’Epargne have adhered either via a regional agreement or specific initiatives. By adhering to this charter, companies undertake to support the economic, social, and cultural development of neighborhoods identified as priorities in urban policy in areas such as social inclusion and entry into employment, public services and economic development (for Groupe BPCE, this includes support for entrepreneurship). The original objectives were amended in 2018 with the Ministry prioritizing efforts to encourage hundreds of companies (often SMEs) to adhere to regional charters initiated by Prefects. Responsible Supplier Relations Charter Groupe BPCE has been a signatory of the Responsible Supplier Relations Charter since 2010. This charter was designed to incentivize businesses to adopt responsible practices in dealing with their suppliers. The goal is to change relations between customers and suppliers in order to build a lasting, balanced relationship between them based on mutual trust, with the aim of supporting the French economy by giving precedence to partner-based strategies, dialog, and the expertise of procurement professionals (1) . Work-Life Balance Charter In 2017, the company directors of the Banque Populaire banks, the Caisses d’Epargne and BPCE SA group all signed the Work-Life Balance Charter. Natixis had already signed the charter in 2015. This charter acknowledges the fundamental importance of striking a balance between a career and a home life, thus ensuring better quality of life in the workplace and a better performance for the company. By signing this charter, Groupe BPCE companies have undertaken to support and promote constructive behavior in the organization of work and relations between managers and employees. Cancer@work Charter Fourteen Groupe BPCE companies have signed the Cancer@work Charter, underscoring their commitment to implement concrete initiatives to promote the integration and continued employment of people directly or indirectly affected by cancer or another chronic illness. It also demonstrates the determination of Group companies to mobilize their strengths and come together in the fight against cancer.

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https://back.bpce-achats.fr/storage/documents/9YMh2ecdXFSrAUhMOp4SKfZWh64bfInkxPnW5izi.pdf (1)

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Registration document 2018