BPCE - 2018 Registration document

NON-FINANCIAL PERFORMANCE REPORT A CSR strategy aimed at incorporating sustainable development in our business lines and decision-making processes

OVERSIGHT OF GROUPE BPCE’S CSR STRATEGY CSR goals and oversight indicators were set in the bank’s new strategic plan, TEC 2020. Regular reviews (at least twice a year) on CSR initiatives are performed by the Group Cooperative and CSR Committee and presented to the Groupe Steering and Supervisory Board.

2

Quantitative oversight

Project

Monitoring indicator

2016

2017

2018

2020 targets

Economic engagement

Responsible savings, including SRI (1) (in billions of euros) Group institutions with Responsible Supplier Relations and Procurement certification (number) Procurement RFPs incorporating a CSR component (3) (as a %)

Funding a more responsible economy

24.8

27

72.5 (2)

35

7

7

9

14

NS

NS

34%

80 28

Supplier payment deadline (days)

28

30

31

Developing responsible procurement

Societal engagement

Consolidating Groupe BPCE’s market leadership Consolidating Groupe BPCE’s market leadership

Origination of microloans with support for individual customers (in millions of euros) Origination of microloans and other solidarity-based loans for professional customers (in millions of euros)

19

19

20

Promoting access to Groupe BPCE services Environmental engagement Reducing our direct environmental impacts Promoting the environment in our business lines

513.9

484.3

515.7

Carbon review (in metric tons of CO 2 equivalent) – Scope 1, 2 and 3 – excl. data centers

675,516 686,773 673,193

(10%)

Funding of the energy transition (4) (in billions of euros)

7

8.2

8.7 (5)

10

Social engagement

Employees recommending the Group as an employer (as a %) Featuring among the Top 20 in the Potential Park “Top Employers” ranking Women in management roles (as a %) Female company directors (as a %) Number of cumulative training hours over 3 years (in millions of hours)

Attracting and retaining top talent

62 (2014)

65

N/A (6)

70%

36 th

14 th

Top 20

Changes in Groupe BPCE’s reputation

24.8 th

41.7 N/A

42.3 20.4

42.9 26.1

45% 30%

Promoting gender equality

Developing employability

N/A N/A

8

2.3

10

Promoting mobility

Launch of Mobiliway website

16% 39%

100%

Percentage of employees who feel they can drive change

Enabling employees to drive change

N/A

40

N/A (7)

50%

Use of electronic signatures in employment contracts (as a %)

Digitized HR services ISO 26000 assessment

N/A

42

81

80%

Number of Group entities audited by an external auditor based on ISO 26000

Oversight

6

7

7

12

Group-specific indicators

MSCI

AA (2015)

AA (2016)

AA

Maintain

C-/Not prime (2015)

C/Prime (2016)

OEKOM (Germany)

C/Prime 65/100 57/100

Maintain Maintain Maintain

Sustainalytics

NS 61/100

Vigeo-Eiris (France-United Kingdom)

54/100

55/100

ESG rating

See note on methodology. (1) €69.11 billion in SRI deposits and savings + €3.37 billion in CODEVair responsible on-balance sheet deposits and savings, regional passbook savings accounts and the SRI range offered by Crédit (2) Coopératif. RFPs, use of companies working with people with disabilities, total cost of ownership approach, use of SMEs/VSEs or startups, integration of a CSR rating in the overall rating. (3) Renewable energy loan outstandings + building energy renovation loans and environmentally friendly equipment loans for professional customers and SMEs + green car loans. (4) At 06/30/2018. (5) Data not available until Q1 2019. (6) Data not available until Q1 2019. (7)

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Registration document 2018