BPCE - 2018 Registration document

NON-FINANCIAL PERFORMANCE REPORT Sustainable development built on our cooperative identity

COOPERATIVE REVIEW The French act of September 10, 1947 on the status of cooperatives establishes the principle of a cooperative review every five years. This obligation, which was previously applied to farming cooperatives, was

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review is a positive initiative for cooperative governance. To assist the Banque Populaire banks and the Caisses d’Epargne with this new

process, the Fédération Nationale des Banques Populaires and the extended to all cooperative companies in all business sectors by the Fédération Nationale des Caisses d’Epargne published a practical French act of July 31, 2014 on the social and solidarity-based guide containing comprehensive information about the cooperative economy. The review is performed by an independent auditor, review. In 2018, all the Banque Populaire banks and the Caisses responsible for verifying that the structure and operation of both d’Epargne appointed a cooperative auditor. networks observe cooperative principles and rules. The cooperative

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Registration document 2018